NU vs XP
NU: Nubank is a leading digital banking and financial services platform revolutionizing access to financial products across Latin America. XP: XP Inc. is a premier Brazilian financial technology platform providing an integrated ecosystem of investment, credit, and insurance products to diverse client segments.
Side-by-side fundamentals
| Metric | NU | XP | Edge |
|---|---|---|---|
| Price as of 2026-10-20 close | $15.09 | $31.34 | |
| Net margin FY2024, SEC XBRL | +17.1% | +60.8% | XP higher |
| Gross margin FY2024, SEC XBRL | +45.6% | n/a | |
| ROE FY2024, SEC XBRL | +25.8% | +22.5% | NU higher |
| ROA FY2024, SEC XBRL | +3.9% | +1.3% | NU higher |
| Revenue growth (YoY) FY2024, SEC XBRL | +43.4% | n/a | |
| Revenue CAGR (3y) SEC XBRL | +89.3% | +6.2% | NU higher |
| Dividend yield as of 2026-09-02 | n/a | +1.0% | |
| Dividend streak (yrs) SEC XBRL | 0 | n/a | |
| Beta as of 2026-09-03 | 1.36 | 1.09 | |
| 1-year return as of 2026-10-20 close | -2.1% | +79.5% | XP higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-20.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.