OMF vs OPFI
OMF: A leading consumer finance company providing personal loans, auto finance, and credit card products to non-prime customers through a hybrid branch and digital model. OPFI: A tech-enabled digital finance platform providing credit access and financial health tools to underbanked U.S. consumers through bank partnerships.
Side-by-side fundamentals
| Metric | OMF | OPFI | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $56.42 | $6.09 | |
| Market cap | $6.5B | $532M | |
| P/E as of 2026-10-08 | 8.51 | 9.63 | OMF lower |
| ROE FY2025, SEC XBRL | +23.0% | +45.0% | OPFI higher |
| ROA FY2025, SEC XBRL | +2.9% | +3.5% | OPFI higher |
| Debt / equity as of 2026-09-02 | 6.73 | 3.76 | OPFI lower |
| Revenue growth (YoY) as of 2026-09-02 | +6.9% | +12.9% | OPFI higher |
| Dividend yield as of 2026-09-02 | +6.9% | +1.1% | OMF higher |
| Dividend streak (yrs) SEC XBRL | 4 | 2 | OMF higher |
| Beta as of 2026-09-02 | 1.34 | 1.51 | |
| 1-year return as of 2026-10-08 close | +3.2% | -39.3% | OMF higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.