OMF vs RM
OMF: A leading consumer finance company providing personal loans, auto finance, and credit card products to non-prime customers through a hybrid branch and digital model. RM: Regional Management is a consumer finance company providing installment loans and related credit insurance products to underserved borrowers who have limited access to traditional banking services.
Side-by-side fundamentals
| Metric | OMF | RM | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $61.26 | $32.27 | |
| Market cap as of 2026-08-03 | $7.1B | $298M | |
| P/E as of 2026-08-03 | 9.08 | 6.55 | RM lower |
| PEG as of 2026-08-03 | 0.65 | 0.18 | RM lower |
| Net margin as of 2026-08-03 | +12.6% | +7.4% | OMF higher |
| Gross margin as of 2026-08-03 | +79.8% | +100.0% | RM higher |
| Operating margin as of 2026-08-03 | +16.1% | +22.9% | RM higher |
| ROE as of 2026-08-03 | +23.6% | +13.2% | OMF higher |
| ROA as of 2026-08-03 | +2.9% | +2.4% | OMF higher |
| Debt / equity as of 2026-08-03 | 6.63 | 4.30 | RM lower |
| Revenue growth (YoY) as of 2026-08-03 | +7.8% | +10.5% | RM higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +8.4% | |
| Dividend yield as of 2026-08-03 | +6.7% | +3.7% | OMF higher |
| Dividend streak (yrs) SEC XBRL | 4 | 5 | RM higher |
| Beta as of 2026-08-03 | 1.21 | 1.12 | |
| 1-year return as of 2026-07-27 close | +3.1% | -2.9% | OMF higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.