OMF vs WRLD
OMF: OneMain Financial provides personal loans, auto financing, and credit cards to nonprime consumers through a nationwide branch network and digital platform, managing $26.3 billion in customer receivables. WRLD: World Acceptance provides small-balance, short-term installment loans to credit-constrained consumers through a network of local branch offices.
Side-by-side fundamentals
| Metric | OMF | WRLD | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $58.78 | $181.08 | |
| Market cap as of 2026-07-27 | $6.8B | $840M | |
| P/E as of 2026-07-27 | 8.67 | 28.07 | OMF lower |
| PEG as of 2026-07-27 | 0.66 | n/a | |
| Net margin as of 2026-07-27 | +12.6% | +5.9% | OMF higher |
| Gross margin as of 2026-07-27 | +79.8% | +92.2% | WRLD higher |
| Operating margin as of 2026-07-27 | +16.1% | +7.7% | OMF higher |
| ROE as of 2026-07-27 | +23.6% | +9.3% | OMF higher |
| ROA as of 2026-07-27 | +2.9% | +3.2% | WRLD higher |
| Debt / equity as of 2026-07-27 | 6.63 | 1.67 | WRLD lower |
| Revenue growth (YoY) as of 2026-07-27 | +7.8% | +3.6% | OMF higher |
| Revenue CAGR (3y) SEC XBRL | n/a | -1.7% | |
| Dividend yield as of 2026-07-27 | +7.0% | n/a | |
| Dividend streak (yrs) SEC XBRL | 4 | n/a | |
| Beta as of 2026-07-27 | 1.21 | 1.13 | |
| 1-year return as of 2026-07-23 close | +1.9% | +32.2% | WRLD higher |
Fundamentals: Finnhub, as of 2026-07-27. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.