ONIT vs PFSI
ONIT: Onity is a mortgage servicing and origination company managing 1.4 million loans worth $328 billion in principal through forward and reverse mortgage platforms built for efficiency and institutional scale. PFSI: Non-bank mortgage originator and servicer managing $733 billion in serviced loans with dual revenue streams from loan production and mortgage servicing, leveraging relationships with government-sponsored entities and its affiliated mortgage REIT.
Side-by-side fundamentals
| Metric | ONIT | PFSI | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $39.96 | $84.69 | |
| Market cap as of 2026-07-23 | $335M | $4.4B | |
| P/E as of 2026-07-23 | 1.92 | 8.64 | ONIT lower |
| PEG as of 2026-07-23 | 0.00 | 0.20 | ONIT lower |
| Net margin as of 2026-07-23 | +15.7% | +16.0% | PFSI higher |
| Gross margin as of 2026-07-23 | +94.2% | +68.3% | ONIT higher |
| Operating margin as of 2026-07-23 | +36.6% | +17.4% | ONIT higher |
| ROE as of 2026-07-23 | +28.6% | +12.0% | ONIT higher |
| ROA as of 2026-07-23 | +1.1% | +1.8% | PFSI higher |
| Debt / equity as of 2026-07-23 | 23.71 | 3.96 | PFSI lower |
| Revenue growth (YoY) as of 2026-07-23 | +12.6% | +22.6% | PFSI higher |
| Revenue CAGR (3y) SEC XBRL | +3.8% | +17.5% | PFSI higher |
| Dividend yield as of 2026-07-23 | +1.3% | +1.4% | PFSI higher |
| Dividend streak (yrs) SEC XBRL | n/a | 4 | |
| Beta as of 2026-07-23 | 1.45 | 1.44 | |
| 1-year return as of 2026-07-22 close | +7.6% | -18.8% | ONIT higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.