PFS vs UNTY
PFS: Regional bank holding company serving New Jersey, Pennsylvania, and New York with a diverse portfolio of commercial real estate, business, and residential mortgage lending. UNTY: A community-focused bank holding company generating strong net interest margins through commercial lending and deposit-funded operations in the mid-Atlantic region.
Side-by-side fundamentals
| Metric | PFS | UNTY | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $24.01 | $57.40 | |
| Market cap as of 2026-07-23 | $3.1B | $577M | |
| P/E as of 2026-07-23 | 10.12 | 9.51 | UNTY lower |
| PEG as of 2026-07-23 | 0.09 | 0.62 | PFS lower |
| Net margin as of 2026-07-23 | +30.2% | +38.7% | UNTY higher |
| Operating margin as of 2026-07-23 | +40.9% | +51.9% | UNTY higher |
| ROE as of 2026-07-23 | +11.0% | +17.9% | UNTY higher |
| ROA as of 2026-07-23 | +1.2% | +2.1% | UNTY higher |
| Debt / equity as of 2026-07-23 | 0.18 | 0.03 | UNTY lower |
| Revenue growth (YoY) as of 2026-07-23 | +36.7% | +46.8% | UNTY higher |
| Revenue CAGR (3y) SEC XBRL | +10.0% | n/a | |
| Dividend yield as of 2026-07-23 | +4.0% | +1.1% | PFS higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.79 | 0.65 | |
| 1-year return as of 2026-07-22 close | +31.1% | +9.0% | PFS higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.