PFSI vs UWMC
PFSI: PennyMac Financial Services is a leading U.S. mortgage originator and servicer that manages a large portfolio of mortgage servicing rights and provides investment management for mortgage-focused REITs. UWMC: A leading wholesale mortgage lender in the United States that partners exclusively with independent mortgage brokers to facilitate home financing.
Side-by-side fundamentals
| Metric | PFSI | UWMC | Edge |
|---|---|---|---|
| Price as of 2026-08-24 close | $75.18 | $1.40 | |
| Market cap as of 2026-08-24 | $3.9B | $2.4B | |
| P/E as of 2026-08-24 | 10.34 | 36.57 | PFSI lower |
| PEG as of 2026-08-24 | 11.82 | 0.09 | UWMC lower |
| Net margin as of 2026-08-24 | +12.7% | +1.9% | PFSI higher |
| Gross margin as of 2026-08-24 | +71.3% | +88.8% | UWMC higher |
| Operating margin as of 2026-08-24 | +16.3% | +51.0% | UWMC higher |
| ROE as of 2026-08-24 | +9.1% | +33.9% | UWMC higher |
| ROA as of 2026-08-24 | +1.4% | +0.4% | PFSI higher |
| Debt / equity as of 2026-08-24 | 3.55 | 70.22 | PFSI lower |
| Revenue growth (YoY) as of 2026-08-24 | +17.0% | +27.6% | UWMC higher |
| Revenue CAGR (3y) SEC XBRL | +17.5% | +10.0% | PFSI higher |
| Dividend yield as of 2026-08-24 | +1.0% | +7.2% | UWMC higher |
| Dividend streak (yrs) SEC XBRL | 4 | n/a | |
| Beta as of 2026-08-24 | 0.62 | 1.88 | |
| 1-year return as of 2026-08-24 close | -31.5% | -74.0% | PFSI higher |
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-24.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.