PFSI vs UWMC
PFSI: PennyMac Financial Services is a leading U.S. mortgage originator and servicer that manages a large portfolio of mortgage servicing rights and provides investment management for mortgage-focused REITs. UWMC: A leading wholesale mortgage lender in the United States that partners exclusively with independent mortgage brokers to facilitate home financing.
Side-by-side fundamentals
| Metric | PFSI | UWMC | Edge |
|---|---|---|---|
| Price as of 2026-10-21 close | $59.53 | $1.11 | |
| Market cap | $3.1B | $1.8B | |
| P/E as of 2026-10-21 | 8.19 | n/a | |
| Net margin FY2025, SEC XBRL | n/a | +0.9% | |
| ROE FY2025, SEC XBRL | +11.6% | +1.7% | PFSI higher |
| ROA FY2025, SEC XBRL | +1.7% | +0.2% | PFSI higher |
| Debt / equity filed borrowings, leases excl., balance sheet 2026-06-30 | 1.46 | 3.03 | PFSI lower |
| Revenue growth (YoY) FY2025, SEC XBRL | n/a | +18.2% | |
| Revenue CAGR (3y) SEC XBRL | +17.5% | +10.0% | PFSI higher |
| Dividend yield as of 2026-09-02 | +1.8% | n/a | |
| Dividend streak (yrs) SEC XBRL | 4 | n/a | |
| Beta as of 2026-09-02 | 0.64 | 1.03 | |
| 1-year return as of 2026-10-21 close | -50.8% | -80.4% | PFSI higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.