PFSI vs VEL
PFSI: PennyMac Financial Services is a leading U.S. mortgage originator and servicer that manages a large portfolio of mortgage servicing rights and provides investment management for mortgage-focused REITs. VEL: Velocity Financial is a specialized real estate finance company focused on originating and managing business-purpose loans for residential rental and commercial properties.
Side-by-side fundamentals
| Metric | PFSI | VEL | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $61.34 | $14.91 | |
| Market cap as of 2026-07-31 (share count; price 2026-10-08) | $3.2B | $589M | |
| P/E as of 2026-10-08 | 8.44 | 5.33 | VEL lower |
| PEG as of 2026-10-08, 3-year EPS CAGR to FY2025 | n/a | 0.12 | |
| Net margin FY2025, SEC XBRL | +2491.9% | n/a | |
| ROE FY2025, SEC XBRL | +11.6% | +15.6% | VEL higher |
| ROA FY2025, SEC XBRL | +1.7% | +1.4% | PFSI higher |
| Debt / equity as of 2026-09-02 | 3.55 | 9.69 | PFSI lower |
| Revenue growth (YoY) as of 2026-09-02 | +17.0% | +18.0% | VEL higher |
| Revenue CAGR (3y) SEC XBRL | +17.5% | n/a | |
| Dividend yield as of 2026-09-02 | +1.8% | n/a | |
| Dividend streak (yrs) SEC XBRL | 4 | 0 | PFSI higher |
| Beta as of 2026-09-02 | 0.63 | 0.36 | |
| 1-year return as of 2026-10-08 close | -47.8% | -17.8% | VEL higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.