PRAA vs WRLD
PRAA: Global specialist in purchasing and collecting nonperforming consumer loan portfolios through disciplined, data-driven recovery strategies across 12+ countries. WRLD: A consumer installment lender serving subprime borrowers nationwide through over 1,000 branches, generating returns through higher-margin small-dollar loans to customers excluded from traditional banking.
Side-by-side fundamentals
| Metric | PRAA | WRLD | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $16.90 | $186.69 | |
| Market cap as of 2026-07-23 | $666M | $896M | |
| P/E as of 2026-07-23 | n/a | 25.90 | |
| Net margin as of 2026-07-23 | -22.5% | +5.9% | WRLD higher |
| Gross margin as of 2026-07-23 | +80.3% | +92.2% | WRLD higher |
| Operating margin as of 2026-07-23 | +3.0% | +7.7% | WRLD higher |
| ROE as of 2026-07-23 | -26.4% | +9.3% | WRLD higher |
| ROA as of 2026-07-23 | -5.4% | +3.2% | WRLD higher |
| Debt / equity as of 2026-07-23 | 3.85 | 1.67 | WRLD lower |
| Revenue growth (YoY) as of 2026-07-23 | +10.5% | +3.6% | PRAA higher |
| Revenue CAGR (3y) SEC XBRL | +7.5% | -1.7% | PRAA higher |
| Beta as of 2026-07-23 | 1.07 | 1.13 | |
| 1-year return as of 2026-07-22 close | +7.2% | +13.1% | WRLD higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.