PRAA vs WRLD
PRAA: A global leader in the acquisition and management of nonperforming loan portfolios, driving returns through disciplined collection strategies and proprietary data analytics. WRLD: A specialized consumer finance company providing small-balance installment loans to individuals with limited access to traditional banking services.
Side-by-side fundamentals
| Metric | PRAA | WRLD | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $20.32 | $180.20 | |
| Market cap as of 2026-07-31 (share count; price 2026-10-08) | $765M | $840M | |
| P/E as of 2026-10-08 | n/a | 22.70 | |
| Net margin | -25.4% | +5.9% | WRLD higher |
| Operating margin FY2025, SEC XBRL | -2.5% | n/a | |
| ROE | -31.1% | +9.9% | WRLD higher |
| ROA | -6.0% | +3.3% | WRLD higher |
| Debt / equity as of 2026-09-02 | 3.85 | 1.58 | WRLD lower |
| Revenue growth (YoY) as of 2026-09-02 | +10.5% | +4.3% | PRAA higher |
| Revenue CAGR (3y) SEC XBRL | +7.5% | -1.7% | PRAA higher |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-02 | 1.27 | 1.19 | |
| 1-year return as of 2026-10-08 close | +45.8% | -2.2% | PRAA higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.