PRG vs SYF
PRG: A fintech company specializing in virtual lease-to-own technology and consumer financial services for durable goods. SYF: A leading consumer financial services company specializing in private label and co-branded credit cards, installment loans, and digitally-enabled financing solutions for retail and healthcare partners.
Side-by-side fundamentals
| Metric | PRG | SYF | Edge |
|---|---|---|---|
| Price as of 2026-10-21 close | $30.65 | $74.11 | |
| Market cap | $1.2B | $24.1B | |
| P/E as of 2026-10-21 | 8.49 | 7.60 | SYF lower |
| PEG as of 2026-10-21, 3-year EPS CAGR to FY2025 | 0.36 | 0.52 | PRG lower |
| Net margin FY2025, SEC XBRL | +6.1% | n/a | |
| Operating margin FY2025, SEC XBRL | +8.6% | n/a | |
| ROE FY2025, SEC XBRL | +19.7% | +21.2% | SYF higher |
| ROA FY2025, SEC XBRL | +9.1% | +3.0% | PRG higher |
| Debt / equity filed borrowings, leases excl., balance sheet 2026-06-30 | 1.10 | 0.97 | SYF lower |
| Revenue growth (YoY) FY2025, SEC XBRL | +0.4% | n/a | |
| Revenue CAGR (3y) SEC XBRL | -2.5% | n/a | |
| Dividend yield as of 2026-09-02 | +1.6% | +1.8% | SYF higher |
| Dividend streak (yrs) SEC XBRL | 2 | 10 | SYF higher |
| Beta as of 2026-09-02 | 1.11 | 1.51 | |
| 1-year return as of 2026-10-21 close | -6.3% | +0.1% | SYF higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.