PRG vs SYF
PRG: A financial technology company providing flexible lease-to-own, buy-now-pay-later, and payroll deduction financing solutions to near-prime and subprime consumers. SYF: Synchrony is a leading provider of private label and co-branded credit card programs and consumer financing solutions that help partners drive sales and consumers access credit.
Side-by-side fundamentals
| Metric | PRG | SYF | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $45.00 | $72.81 | |
| Market cap as of 2026-07-23 | $1.8B | $24.3B | |
| P/E as of 2026-07-23 | 12.17 | 6.75 | SYF lower |
| PEG as of 2026-07-23 | 0.45 | 1.04 | PRG lower |
| Net margin as of 2026-07-23 | +6.0% | +14.1% | SYF higher |
| Gross margin as of 2026-07-23 | +91.6% | n/a | |
| Operating margin as of 2026-07-23 | +8.7% | +18.4% | SYF higher |
| ROE as of 2026-07-23 | +20.5% | +21.4% | SYF higher |
| ROA as of 2026-07-23 | +8.9% | +3.0% | PRG higher |
| Debt / equity as of 2026-07-23 | 1.21 | 1.00 | SYF lower |
| Revenue growth (YoY) as of 2026-07-23 | -1.5% | +20.5% | SYF higher |
| Revenue CAGR (3y) SEC XBRL | -2.5% | n/a | |
| Dividend yield as of 2026-07-23 | +1.2% | +1.9% | SYF higher |
| Dividend streak (yrs) SEC XBRL | 2 | 5 | SYF higher |
| Beta as of 2026-07-23 | 1.82 | 1.33 | |
| 1-year return as of 2026-07-22 close | +57.3% | +3.0% | PRG higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.