SBCF vs USCB
SBCF: A Florida-based bank holding company focused on residential and commercial real estate lending with growing wealth management and mortgage banking operations. USCB: A community-focused bank holding company based in Miami, providing relationship-based banking and specialty lending services to South Florida businesses and professionals.
Side-by-side fundamentals
| Metric | SBCF | USCB | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $33.38 | $20.18 | |
| Market cap as of 2026-07-23 | $3.2B | $369M | |
| P/E as of 2026-07-23 | 22.32 | 13.26 | USCB lower |
| PEG as of 2026-07-23 | 8.73 | 3.93 | USCB lower |
| Net margin as of 2026-07-23 | +17.1% | n/a | |
| Operating margin as of 2026-07-23 | +22.2% | n/a | |
| ROE as of 2026-07-23 | +5.4% | +12.6% | USCB higher |
| ROA as of 2026-07-23 | +0.8% | +1.0% | USCB higher |
| Debt / equity as of 2026-07-23 | 0.16 | 0.18 | SBCF lower |
| Revenue growth (YoY) as of 2026-07-23 | +95.3% | n/a | |
| Dividend yield as of 2026-07-23 | +2.3% | +2.3% | USCB higher |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-07-23 | 0.87 | 0.49 | |
| 1-year return as of 2026-07-22 close | +14.7% | +15.2% | USCB higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.