USBC vs XYZ
USBC: USBC is a fintech company transitioning to a blockchain-based, tokenized U.S. dollar deposit platform integrated with digital identity. XYZ: Block operates an integrated financial technology platform providing payment and commerce tools for businesses alongside a consumer ecosystem for money management and bitcoin services.
Side-by-side fundamentals
| Metric | USBC | XYZ | Edge |
|---|---|---|---|
| Price as of 2026-10-21 close | $0.4638 | $78.21 | |
| Market cap | $180M | $47.0B | |
| P/E as of 2026-10-21 | n/a | 139.66 | |
| Net margin FY2025, SEC XBRL | n/a | +5.4% | |
| Gross margin FY2025, SEC XBRL | n/a | +42.8% | |
| Operating margin FY2025, SEC XBRL | n/a | +7.1% | |
| ROE FY2025, SEC XBRL | -22.8% | +5.9% | XYZ higher |
| ROA FY2025, SEC XBRL | -17.7% | +3.3% | XYZ higher |
| Debt / equity filed borrowings, leases excl., balance sheet 2026-06-30 | n/a | 0.26 | |
| Revenue growth (YoY) FY2025, SEC XBRL | n/a | +0.3% | |
| Revenue CAGR (3y) SEC XBRL | n/a | +11.3% | |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-02 | 1.18 | 1.69 | |
| 1-year return as of 2026-10-21 close | -46.1% | +0.6% | XYZ higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.