WU vs XYZ
WU: Western Union is a long-standing global leader in cross-border money transfer and payment services, bridging the gap between physical and digital financial ecosystems. XYZ: Block is a fintech platform enabling sellers and consumers to accept payments, access financial services, and manage money through integrated Square and Cash App ecosystems.
Side-by-side fundamentals
| Metric | WU | XYZ | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $8.47 | $77.46 | |
| Market cap as of 2026-07-23 | $2.7B | $48.2B | |
| P/E as of 2026-07-23 | 6.16 | 59.76 | WU lower |
| PEG as of 2026-07-23 | 1.15 | n/a | |
| Net margin as of 2026-07-23 | +10.9% | +3.3% | WU higher |
| Gross margin as of 2026-07-23 | +36.1% | +44.9% | XYZ higher |
| Operating margin as of 2026-07-23 | +17.4% | +4.9% | WU higher |
| ROE as of 2026-07-23 | +47.9% | +3.6% | WU higher |
| ROA as of 2026-07-23 | +5.5% | +2.1% | WU higher |
| Debt / equity as of 2026-07-23 | 2.88 | 0.36 | XYZ lower |
| Revenue growth (YoY) as of 2026-07-23 | -2.3% | +2.3% | XYZ higher |
| Revenue CAGR (3y) SEC XBRL | -3.3% | +11.3% | XYZ higher |
| Dividend yield as of 2026-07-23 | +10.3% | n/a | |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-07-23 | 0.51 | 2.55 | |
| 1-year return as of 2026-07-22 close | -1.5% | -2.3% | WU higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.