BEACON FINANCIAL CORP (BBT)
Financials · Regional commercial banking · NYSE
Beacon Financial is a $22.2 billion asset New England and New York regional bank focused on commercial lending, consumer deposits, and wealth management serving individuals, families, businesses, and institutions across 147 banking offices.
What BEACON FINANCIAL CORP does
Beacon Financial Corporation is the holding company for Beacon Bank & Trust and Clarendon Private, offering a comprehensive range of commercial, business, and retail banking services across 147 offices throughout New England and New York. The company provides commercial and consumer lending, deposit products, cash management, foreign exchange services, online and mobile banking, and wealth management advisory services through its registered investment advisor subsidiary. Following its September 2025 merger of equals with Brookline Bancorp, the company operates a combined loan portfolio of approximately $18 billion and total deposits of approximately $19.5 billion.
Themes: ["Commercial banking","Retail banking / consumer deposits","Wealth management / advisory","Commercial real estate lending","Regional community banking"]
Fundamentals
- Price$30.03 as of 2026-07-09 close
- Market cap$2.5B as of 2026-07-10
- 1-year return+12.9% as of 2026-07-09 close
- P/E20.03 as of 2026-07-10
- ROE+5.8% as of 2026-07-10
- Debt / equity0.10 as of 2026-07-10
- Revenue CAGR (3y)-9.8% SEC XBRL
- Beta0.56 as of 2026-07-10
Dividend: yield +4.3%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate risk and net interest margin compression in a low-rate environment, as evidenced by management's focus on net interest margin trends and deposit rate management","Credit risk concentration in commercial real estate loans, which represent 55.5% of total loans as of March 31, 2026, exposing the company to regional economic downturns","Integration and operational risks from the September 2025 merger of equals with Brookline Bancorp, including potential loan portfolio quality deterioration (nonperforming assets increased to $116.7 million as of December 31, 2025)"]
Competitors & peers
- Santander Consumer USA (SC)
- Signature Bank
- Sterling Bancorp
- Investors Bancorp
- Waterstone Financial
- Berkshire Bank (competitor reference in filing)
- Bank Rhode Island (competitor reference in filing)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.