VALLEY NATIONAL (VLY)
Financials · Regional banking · NASDAQ
A major regional bank operating across the Northeast and Southeast US, providing commercial and consumer lending, deposits, and wealth management services.
What VALLEY NATIONAL does
Valley National Bancorp is a bank holding company and regional financial institution primarily operating through Valley National Bank, its principal subsidiary. The company provides commercial and consumer lending, deposit products (savings, checking, money market, certificates of deposit), investment and wealth management services, and trust services to retail and commercial customers across the Northeast and Southeast United States, particularly in New Jersey, New York, Florida, and Alabama. Valley generates revenue principally from net interest income on loans and investment securities, supplemented by non-interest income from wealth management and trust fees.
Themes: ["Regional banking / commercial lending","Retail and business deposits","Wealth management and trust services","Northeast and Southeast US markets"]
Fundamentals
- Price$14.66 as of 2026-07-09 close
- Market cap$8.3B as of 2026-07-10
- 1-year return+52.4% as of 2026-07-09 close
- P/E12.62 as of 2026-07-10
- Net margin+30.8% as of 2026-07-10
- ROE+8.5% as of 2026-07-10
- Debt / equity0.07 as of 2026-07-10
- Revenue growth (YoY)+77.7% as of 2026-07-10
- Beta1.07 as of 2026-07-10
Dividend: yield +3.3%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit risk exposure: concentrated commercial real estate loan portfolio subject to market downturns, borrower defaults, and deteriorating collateral values","Climate and geographic risk: significant branch and operation presence in coastal areas (New Jersey, New York, Florida, Alabama) vulnerable to hurricanes, floods, and severe weather events that could disrupt operations and increase loan losses","Interest rate and deposit volatility: earnings depend on net interest margin, which is sensitive to Federal Reserve policy changes and intense competition for deposits in a rising-rate environment"]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.