ACIW vs PYPL
ACIW: ACI Worldwide powers the global payments ecosystem with intelligent orchestration software that handles authentication, switching, settlement, and fraud detection for banks, merchants, and billers across any payment channel and network. PYPL: Digital payments platform connecting 439 million consumers and merchants across ~200 markets for online and in-person transactions, money movement, and commerce.
Side-by-side fundamentals
| Metric | ACIW | PYPL | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $54.71 | $55.51 | |
| Market cap as of 2026-07-23 | $5.8B | $49.0B | |
| P/E as of 2026-07-23 | 27.96 | 9.68 | PYPL lower |
| PEG as of 2026-07-23 | n/a | 1.35 | |
| Net margin as of 2026-07-23 | +11.5% | +15.0% | PYPL higher |
| Gross margin as of 2026-07-23 | +49.0% | +40.9% | ACIW higher |
| Operating margin as of 2026-07-23 | +18.3% | +17.9% | ACIW higher |
| ROE as of 2026-07-23 | +14.0% | +25.1% | PYPL higher |
| ROA as of 2026-07-23 | +6.6% | +6.3% | ACIW higher |
| Debt / equity as of 2026-07-23 | 0.54 | 0.47 | PYPL lower |
| Revenue growth (YoY) as of 2026-07-23 | +7.1% | +5.8% | ACIW higher |
| Revenue CAGR (3y) SEC XBRL | +7.4% | +6.4% | ACIW higher |
| Dividend yield as of 2026-07-23 | n/a | +1.0% | |
| Dividend streak (yrs) SEC XBRL | 0 | 1 | PYPL higher |
| Beta as of 2026-07-23 | 0.99 | 1.30 | |
| 1-year return as of 2026-07-22 close | +26.0% | -27.0% | ACIW higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.