ACNB vs FRAF
ACNB: A regional financial holding company operating a community-focused bank and a diversified insurance agency across Pennsylvania and Maryland. FRAF: A Pennsylvania-based community bank providing commercial and retail banking, trust, and wealth management services to individuals and businesses.
Side-by-side fundamentals
| Metric | ACNB | FRAF | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $64.48 | $63.16 | |
| Market cap as of 2026-08-03 | $658M | $284M | |
| P/E as of 2026-08-03 | 12.23 | 11.83 | FRAF lower |
| PEG as of 2026-08-03 | 0.13 | 0.17 | ACNB lower |
| Net margin as of 2026-08-03 | +33.2% | +20.1% | ACNB higher |
| Operating margin as of 2026-08-03 | +42.1% | +23.4% | ACNB higher |
| ROE as of 2026-08-03 | +13.0% | +14.1% | FRAF higher |
| ROA as of 2026-08-03 | +1.7% | +1.1% | ACNB higher |
| Debt / equity as of 2026-08-03 | 0.26 | 0.06 | FRAF lower |
| Revenue growth (YoY) as of 2026-08-03 | +19.1% | +40.0% | FRAF higher |
| Revenue CAGR (3y) SEC XBRL | +20.8% | n/a | |
| Dividend yield as of 2026-08-03 | +2.6% | +2.2% | ACNB higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-03 | 0.72 | 0.41 | |
| 1-year return as of 2026-07-31 close | +53.2% | +57.1% | FRAF higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.