ACNB CORP (ACNB)
Financials · Community banking and financial services · NASDAQ
Community bank holding company serving south-central Pennsylvania and northern Maryland with commercial and consumer lending, mortgages, wealth management, and a multi-state insurance agency.
What ACNB CORP does
ACNB Corporation is a Pennsylvania-based bank holding company operating ACNB Bank and ACNB Insurance Services. ACNB Bank provides commercial, consumer, and mortgage lending, along with wealth management and trust services across 33 community banking offices in south-central Pennsylvania and northern Maryland. ACNB Insurance Services is a full-service insurance agency licensed in 46 states offering property, casualty, health, life, and disability insurance to personal and commercial clients.
Themes: ["Community banking","Regional retail banking","Mortgage lending","Wealth management","Insurance services","Commercial lending","Agricultural lending"]
Fundamentals
- Price$59.01 as of 2026-07-09 close
- Market cap$598M as of 2026-07-10
- 1-year return+32.6% as of 2026-07-09 close
- P/E11.72 as of 2026-07-10
- Net margin+33.2% as of 2026-07-10
- ROE+12.4% as of 2026-07-10
- Debt / equity0.09 as of 2026-07-10
- Revenue growth (YoY)+19.1% as of 2026-07-10
- Revenue CAGR (3y)+20.8% SEC XBRL
- Beta0.87 as of 2026-07-10
Dividend: yield +2.9%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit risk from concentration in regional agricultural and small-business lending portfolios exposed to local economic conditions","Interest rate risk from rising deposit costs and potential margin compression in a changing rate environment","Integration and execution risk from recent acquisition of Traditions Bancorp (February 2025) and ongoing branch consolidation"]
Competitors & peers
- First National Community Bancorp (FNNI)
- Mid Penn Bancorp (MPP)
- Orrstown Bank
- Fidelity Bank
- Peoples Bank
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.