AII vs HCI
AII: A specialized residential property insurer focused on the Florida market with a technology-forward platform and a proven track record of underwriting profitability. HCI: A diversified holding company with a core focus on property and casualty insurance and real estate services.
Side-by-side fundamentals
| Metric | AII | HCI | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $26.97 | $192.35 | |
| Market cap | $528M | $2.4B | |
| P/E as of 2026-10-08 | 6.16 | 8.20 | AII lower |
| PEG as of 2026-10-08, 1-year EPS growth to FY2025 | 0.07 | n/a | |
| Net margin FY2025, SEC XBRL | +36.0% | +33.2% | AII higher |
| ROE FY2025, SEC XBRL | +29.6% | +28.7% | AII higher |
| ROA FY2025, SEC XBRL | +8.1% | +11.8% | HCI higher |
| Debt / equity as of 2026-09-03 | 0.00 | 0.06 | AII lower |
| Revenue growth (YoY) as of 2026-09-03 | +26.5% | +21.7% | AII higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +21.7% | |
| Dividend yield as of 2026-09-03 | n/a | +0.9% | |
| Dividend streak (yrs) SEC XBRL | n/a | 4 | |
| Beta as of 2026-09-03 | 0.26 | 0.31 | |
| 1-year return as of 2026-10-08 close | +12.8% | -1.2% | AII higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.