ALLY vs CPSS
ALLY: Ally Financial is a leading all-digital bank and automotive finance company that combines a robust dealer network with a customer-centric retail banking platform. CPSS: A subprime auto finance company that buys dealer-originated contracts and securitizes them to fund lending to credit-challenged car buyers.
Side-by-side fundamentals
| Metric | ALLY | CPSS | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $44.67 | $9.27 | |
| Market cap as of 2026-07-23 | $13.6B | $198M | |
| P/E as of 2026-07-23 | 9.76 | 9.83 | ALLY lower |
| PEG as of 2026-07-23 | 0.35 | 1.75 | ALLY lower |
| Net margin as of 2026-07-23 | +13.3% | +4.6% | ALLY higher |
| Gross margin as of 2026-07-23 | n/a | +45.7% | |
| Operating margin as of 2026-07-23 | +15.9% | +6.0% | ALLY higher |
| ROE as of 2026-07-23 | +9.2% | +6.5% | ALLY higher |
| ROA as of 2026-07-23 | +0.7% | +0.5% | ALLY higher |
| Debt / equity as of 2026-07-23 | 1.15 | 11.67 | ALLY lower |
| Revenue growth (YoY) as of 2026-07-23 | +37.4% | +12.3% | ALLY higher |
| Revenue CAGR (3y) SEC XBRL | -2.1% | +9.6% | CPSS higher |
| Dividend yield as of 2026-07-23 | +2.7% | n/a | |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-07-23 | 1.10 | 1.12 | |
| 1-year return as of 2026-07-22 close | +15.0% | +6.8% | ALLY higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.