BANC vs LOB
BANC: A California-based financial institution offering comprehensive commercial and retail banking services with a heavy focus on the commercial real estate market. LOB: Live Oak Bancshares is a technology-forward bank holding company focused on providing specialized small business lending and national digital banking services.
Side-by-side fundamentals
| Metric | BANC | LOB | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $17.35 | $34.57 | |
| Market cap | $2.7B | $1.6B | |
| P/E as of 2026-10-08 | 11.23 | 11.50 | BANC lower |
| Net margin FY2025, SEC XBRL | +590.2% | n/a | |
| ROE FY2025, SEC XBRL | +6.5% | +8.5% | LOB higher |
| ROA FY2025, SEC XBRL | +0.7% | +0.7% | LOB higher |
| Debt / equity as of 2026-09-03 | 0.42 | 0.08 | LOB lower |
| Revenue growth (YoY) as of 2026-09-03 | +26.6% | +59.6% | LOB higher |
| Revenue CAGR (3y) SEC XBRL | +8.1% | n/a | |
| Dividend yield as of 2026-09-03 | +2.6% | +0.3% | BANC higher |
| Dividend streak (yrs) SEC XBRL | 2 | 10 | LOB higher |
| Beta as of 2026-09-03 | 1.17 | 1.19 | |
| 1-year return as of 2026-10-08 close | -2.0% | -3.5% | BANC higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.