BETR vs SOFI
BETR: An AI-native mortgage origination and homeownership platform seeking to modernize the home finance industry through its proprietary Tinman technology. SOFI: An integrated digital financial services "everything app" offering consumer banking, lending, investment products, and enterprise-grade technology infrastructure.
Side-by-side fundamentals
| Metric | BETR | SOFI | Edge |
|---|---|---|---|
| Price as of 2026-10-20 close | $11.97 | $14.68 | |
| Market cap as of 2026-07-31 (share count; price 2026-10-20) | $227M | $19.0B | |
| P/E as of 2026-10-20 | n/a | 29.96 | |
| Net margin FY2025, SEC XBRL | -100.6% | +77.7% | SOFI higher |
| ROE FY2025, SEC XBRL | -446.1% | +4.6% | SOFI higher |
| ROA FY2025, SEC XBRL | -11.0% | +1.0% | SOFI higher |
| Revenue growth (YoY) FY2025, SEC XBRL | +52.0% | +23.1% | BETR higher |
| Revenue CAGR (3y) SEC XBRL | +137.5% | +18.0% | BETR higher |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-03 | 1.67 | 2.34 | |
| 1-year return as of 2026-10-20 close | -85.3% | -48.8% | SOFI higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-20.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.