BILL vs CPAY
BILL: An AI-powered financial operations platform that streamlines accounts payable, receivables, and expense management for small and medium-sized businesses. CPAY: Corpay is a global corporate payments and spend management platform helping businesses digitize, automate and control vendor payments, employee spending and cross-border transactions.
Side-by-side fundamentals
| Metric | BILL | CPAY | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $41.89 | $359.00 | |
| Market cap as of 2026-07-23 | $4.2B | $23.9B | |
| P/E as of 2026-07-23 | 25439.67 | 20.34 | CPAY lower |
| PEG as of 2026-07-23 | n/a | 1.26 | |
| Net margin as of 2026-07-23 | +0.0% | +24.6% | CPAY higher |
| Gross margin as of 2026-07-23 | +80.7% | +78.7% | BILL higher |
| Operating margin as of 2026-07-23 | -3.8% | +46.1% | CPAY higher |
| ROE as of 2026-07-23 | +0.0% | +30.6% | CPAY higher |
| ROA as of 2026-07-23 | +0.0% | +5.1% | CPAY higher |
| Debt / equity as of 2026-07-23 | 0.48 | 2.95 | BILL lower |
| Revenue growth (YoY) as of 2026-07-23 | +12.5% | +18.3% | CPAY higher |
| Revenue CAGR (3y) SEC XBRL | +31.6% | +9.7% | BILL higher |
| Beta as of 2026-07-23 | 1.09 | 0.89 | |
| 1-year return as of 2026-07-22 close | -2.3% | +10.7% | CPAY higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.