Corpay (CPAY)
Financials · Corporate payments and spend management
Corpay is a global corporate payments and spend management platform helping businesses digitize, automate and control vendor payments, employee spending and cross-border transactions.
What Corpay does
Corpay is a global corporate payments company providing payment and spend management solutions to businesses and consumers. The company operates through four segments: Corporate Payments (AP automation, virtual cards, cross-border payments, T&E cards), Vehicle Payments (fuel cards, tolls), Lodging Payments (hotel and housing management), and Other. Corpay's solutions aim to digitize payment processes, reduce costs, prevent fraud and provide spending visibility through proprietary technology platforms and payment networks.
Themes: ["B2B payments","payment automation","spend management","digital payments","cross-border/FX","fraud prevention","financial controls","expense management","payment analytics","cash flow optimization"]
Fundamentals
- Price$351.16 as of 2026-07-09 close
- Market cap$22.6B as of 2026-07-10
- 1-year return+6.0% as of 2026-07-09 close
- P/E19.21 as of 2026-07-10
- Net margin+24.6% as of 2026-07-10
- Gross margin+78.7% as of 2026-07-10
- ROE+30.6% as of 2026-07-10
- Debt / equity2.95 as of 2026-07-10
- Revenue growth (YoY)+18.3% as of 2026-07-10
- Revenue CAGR (3y)+9.7% SEC XBRL
- Beta0.89 as of 2026-07-10
Key risks (from latest filing)
["Concentration in business customer base and cyclical economic spending patterns affecting volume-driven recurring revenue","Competition from established financial institutions and specialized payment providers, as well as traditional payment methods","Foreign exchange exposure and international payment regulatory compliance risks across multiple jurisdictions"]
Competitors & peers
- American Express (AXP)
- Mastercard (MA)
- Visa (V)
- PayPal (PYPL)
- Square / Block (SQ)
- Stripe (private)
- Flywire (FLYW)
- Bill.com (BILL)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.