BILL vs EXFY
BILL: An AI-powered financial operations platform that streamlines accounts payable, receivables, and expense management for small and medium-sized businesses. EXFY: A mobile-first expense management platform with patented receipt scanning technology serving SMBs and enterprises through a bottom-up, self-service adoption model.
Side-by-side fundamentals
| Metric | BILL | EXFY | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $41.89 | $1.75 | |
| Market cap as of 2026-07-23 | $4.2B | $169M | |
| P/E as of 2026-07-23 | 25439.67 | n/a | |
| PEG as of 2026-07-23 | n/a | -0.07 | |
| Net margin as of 2026-07-23 | +0.0% | -14.7% | BILL higher |
| Gross margin as of 2026-07-23 | +80.7% | +49.6% | BILL higher |
| Operating margin as of 2026-07-23 | -3.8% | -13.2% | BILL higher |
| ROE as of 2026-07-23 | +0.0% | -15.3% | BILL higher |
| ROA as of 2026-07-23 | +0.0% | -11.0% | BILL higher |
| Debt / equity as of 2026-07-23 | 0.48 | 0.00 | EXFY lower |
| Revenue growth (YoY) as of 2026-07-23 | +12.5% | -1.3% | BILL higher |
| Revenue CAGR (3y) SEC XBRL | +31.6% | -5.7% | BILL higher |
| Beta as of 2026-07-23 | 1.09 | 1.68 | |
| 1-year return as of 2026-07-22 close | -2.3% | -18.0% | BILL higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.