Expensify, Inc. (EXFY)
Information Technology · expense management software · NASDAQ
Expensify provides an automated, employee-centric expense management platform for businesses of all sizes, combining receipt tracking software with integrated corporate card and payment services.
What Expensify, Inc. does
Expensify operates a cloud-based expense management platform that automates the expense reporting lifecycle, including receipt scanning, categorization, approval, and reimbursement. The company serves small and medium-sized businesses globally through two primary product lines: "Expensify Classic," a legacy workflow-based solution, and "New Expensify," a redesigned platform focused on modern agentic workflows. Beyond core software, the company also offers the Expensify Card, a corporate credit card program that generates interchange revenue.
Recent developments
The company is actively transitioning customers from "Expensify Classic" to the "New Expensify" platform, with the latter reporting over 250% year-over-year growth in revenue from net new customers. In Q2 2026, the company successfully repurchased approximately 6.8 million shares of Class A common stock, representing a ~7% reduction in shares outstanding.
From Expensify, Inc.'s filing of 2026-08-06.
Themes: expense management, corporate spend management, fintech / payments, SaaS, automation, SMB software
Fundamentals
- Price$2.55 as of 2026-10-20 close
- Market cap$233M as of 2026-08-03 (share count; price 2026-10-20)
- 1-year return+53.6% 2025-10-20 close $1.66 → 2026-10-20 close $2.55
- P/En/a negative earnings
- Net margin-15.1% FY2025, SEC XBRL
- Gross margin+50.3% FY2025, SEC XBRL
- ROE-16.1% FY2025, SEC XBRL
- ROICn/a No figure: its pre-tax income was zero or negative, so there is no tax rate to apply.
- Debt / equityn/a No figure: its filing tags none of the debt lines we read, which is not evidence of zero debt.
- Revenue growth (YoY)+2.1% FY2025, SEC XBRL
- Revenue CAGR (3y)-5.7% SEC XBRL
- Beta1.37 as of 2026-09-03
- Last reported earnings2026-08-06 SEC EDGAR Form 8-K (Item 2.02)
How EXFY compares in its sector
- net profit marginbottom 25% 379 covered Information Technology peers, as of 2026-09-03
- operating marginbottom 25% 374 covered Information Technology peers, as of 2026-09-03
- gross marginmiddle range 310 covered Information Technology peers, as of 2026-09-03
- return on equitybottom 25% 369 covered Information Technology peers, as of 2026-09-03
- 3-year revenue CAGRbottom 25% 383 covered Information Technology peers
- free cash flow (absolute dollars, latest fiscal year)middle range 380 covered Information Technology peers, as of FY2025
Position among covered Information Technology companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Quarterly results
| Quarter | Revenue | Gross profit | Operating income | Net income | Diluted EPS | Operating cash flow | Capex |
|---|---|---|---|---|---|---|---|
| Q2 FY2026 2026-06-30 | $34M | $16M | -$3M | -$4M | -$0.04 | $8M† | — |
| Q1 FY2026 2026-03-31 | $34M | $16M | -$2M | -$2M | -$0.02 | $118000 | — |
| Q4 FY2025 2025-12-31 | $35M† | $17M† | -$4M† | -$7M† | -$0.08† | $2M† | $0† |
| Q3 FY2025 2025-09-30 | $35M | $17M | -$2M | -$2M | -$0.03 | $2M† | $0† |
| Q2 FY2025 2025-06-30 | $36M | $19M | -$10M | -$9M | -$0.10 | $8M† | — |
| Q1 FY2025 2025-03-31 | $36M | $18M | -$1M | -$3M | -$0.03 | $8M | — |
| Q4 FY2024 2024-12-31 | $37M† | $19M† | $465000† | -$1M† | -$0.02† | $7M† | $0† |
| Q3 FY2024 2024-09-30 | $35M | $18M | $288000 | -$2M | -$0.02 | $4M† | $0† |
† Not filed as a discrete quarter: derived from the company's own year-to-date figures (for example the fourth quarter as the fiscal year minus the first nine months). A derived per-share figure is approximate, because the share count moves within the year.
Balance sheet at 2026-06-30
- Cash and equivalents$66M
- Total debtnot shown the filing tags none of the debt lines we read — not evidence of zero debt
From the company's own SEC 10-Q and 10-K filings (XBRL), re-read every week. Figures in US dollars as filed; informational only — not financial advice.
How Expensify, Inc. looks technically
Expensify, Inc. (EXFY) is trading 63.2% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 69 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 16, below the 25 that marks a real trend), though buyers have been pushing harder than sellers lately — pressure, not a trend. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 61, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 8 trading days ago (its momentum flipped positive). It just made a new 20-day high, its first since 2026-08-28, pushing above its recent trading range. Trading volume is unusually light — only about 45% of its 30-day average.
Trend
8
| Distance from the 200-day | it is trading 63.2% above its 200-day average, the long-term trend line — a longer-term uptrend | +63.2% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $2.37 | $2.37 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $1.56 | $1.56 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 22 calendar days ago — the swings before that are what the structure reading is measured on | 22 sessions |
| Wave structure | its recent swings can be read as a completed three-part downward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes below 2.05. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible three-wave downward correction, complete (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 69 trading days ago — a "golden cross", a bullish long-term signal | 69 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 16, below the 25 that marks a real trend), though buyers have been pushing harder than sellers lately — pressure, not a trend | 16.3 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 61, neither overbought (above 70) nor oversold (below 30) | 61.0 |
|---|---|---|
| Position in its 14-day range | it is trading right at the top of its 14-day range ($2.21 to $2.56) — its "stochastic" reading is 97 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 97.1 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 8 trading days ago (its momentum flipped positive) | 8 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $2.81 | $2.81 |
|---|---|---|
| From the 52-week high | it is 9.3% below its 52-week high (its highest price of the past year) | -9.3% |
| Above the 52-week low | it is 269.2% above its 52-week low (its lowest price of the past year) | +269.2% |
| Below the 52-week high | it is 9.3% below its highest point of the past year | 9.3% |
| Since a 20-day breakout | it just made a new 20-day high, its first since 2026-08-28, pushing above its recent trading range | 1 session |
| Since a 55-day breakout | it made a new 55-day high about 41 trading days ago | 41 sessions |
| All-time high | its highest closing price on record is $51.06 (set on 2021-11-26) | $51.06 |
| Given back of the 52-week move | over the past year its closes ranged ($0.7471 to $2.72), and it has given back only a small part of its rise from last year’s low — 9% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $1.44 to $1.50. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 8.6% |
| From the all-time high | it is 95.0% below its all-time high | -95.0% |
| Nearest price level | it is trading 1.8% above a support level at $2.50 — a price it turned at twice since 2025-05-20, most recently on 2025-06-11. Since 2024-10-21 it has 12 such levels below the current price and 3 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -1.8% |
| All-time low | its lowest closing price on record is $0.6907 (set on 2026-03-18) | $0.6907 |
| Above the all-time low | it is 269.2% above its all-time low | +269.2% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 73% of it) | 27th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.1164 between its high and its low — about 4.6% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.1164 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $2.13 and $2.57 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $2.13 – $2.35 – $2.57 |
| Typical daily range (% of price) | its price moves about 4.6% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 4.6% |
| Stretch from the 200-day average | it is trading 8.5 daily ranges above its 200-day average price (63.2% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 8.5 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is unusually light — only about 45% of its 30-day average | 0.45× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
1
| Since a bearish engulfing | 2 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 2 sessions ago |
|---|
Price gaps
3
| Gap at the open | it opened on 2026-10-20 at essentially the same price it closed at the session before — no meaningful overnight gap | 0.0% |
|---|---|---|
| Open gap | it gapped 9.6% above the previous close 51 sessions ago and has not traded back through the level it left behind at 1.98 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +9.6% |
| Gap filled | a 4.2% gap down opened on 2026-09-14 has been "filled" 26 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 26 sessions ago |
Price streaks
1
| Closing streak | it has closed higher 2 sessions in a row, a +5.37% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 2 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 12.9 percentage points (the stock gained 13.8% while the market gained 1.0%) | +12.9% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 39.6 percentage points (the stock gained 43.3% while the market gained 3.6%) | +39.6% |
| vs market, 6 months | over the past 6 months this stock beat the market by 175.1 percentage points (the stock gained 183.6% while the market gained 8.5%) | +175.1% |
| vs market, 12 months | over the past 12 months this stock beat the market by 39.1 percentage points (the stock gained 53.6% while the market gained 14.6%) | +39.0% |
Signal agreement
2
| Bullish technical signals | 6 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, a fresh 20-day high, MACD momentum is positive, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 6 of 9 |
|---|---|---|
| Bearish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bearish state: near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast | 1 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 8.1% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-14 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 5.1% of the share price. | +8.1% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 62% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $1.57 — a volume-weighted average of daily closes over 198 sessions, not a true tick-by-tick VWAP. | +62.5% |
|---|---|---|
| Vs the average paid since it last reported | the price is 6% above the average price paid since it last reported on 2026-08-06 (its 10-Q), so the typical buyer over that stretch is showing a gain. That average is $2.41 — a volume-weighted average of daily closes over 53 sessions, not a true tick-by-tick VWAP. | +6.0% |
Price levels it has turned at before
EXFY last closed at $2.55 on 2026-10-20. Since 2024-10-21 it has turned at 12 prices below its last close and 3 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $2.50 | Support | 1.8% below the last close | turned there twice · 2025-05-20 to 2025-06-11 |
| $2.41 | Support | 5.6% below the last close | turned there twice · 2026-09-15 to 2026-09-23 |
| $2.34 | Support | 8.2% below the last close | turned there twice · 2025-04-07 to 2025-07-23 |
| $2.79 | Resistance | 9.6% above the last close | turned there twice · 2026-08-10 to 2026-08-24 |
| $3.06 | Resistance | 19.9% above the last close | turned there four times · 2025-01-13 to 2025-05-08 |
| $4.00 | Resistance | 56.7% above the last close | turned there twice · 2025-02-14 to 2025-02-28 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a three-part downward correction — the A-B-C shape chartists use for a pullback — now complete.
This labelling fails — stops being a possible reading at all — if it closes below $2.05.
It is the only labelling that fits these swings, though its proportions are not the textbook ones. It was chosen from 3 labellings that survived the rules, counting shorter readings of the same bars.
This reading has stood for 11 trading days, since 2026-10-06.
Read from daily closes as of 2026-10-20.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Trading above the 50-day moving average · Broke out to a new 20-day high · trendless / choppy (low ADX) · beating the market · Stretched far above its 200-day average (6+ daily ranges) | Learn: moving average · golden cross · adx · rsi · macd · breakout · volume and relative volume
Based on daily closing prices as of 2026-10-20. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Mean price target$2.83 range $2.50 – $3.00; median $3.00
Analyst estimates, as of 2026-10-15. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for EXFY
- Consensus EPS estimate$0.02333 next reporting period, as of 2026-10-15
- Estimate change, 30 days$0.00 from $0.02333, on 2026-09-10, 35-day window
- Readings revised upward11% of 9 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Potential for significant stock price volatility and historical delisting concerns from Nasdaq.","High reliance on macro-economic stability, as SMBs are particularly sensitive to economic downturns.","Operating losses and the need to successfully transition legacy customers to the newer product platform to maintain growth."]
What changed in the latest 10-Q
AI-assisted comparison of EXFY's 10-Q filed 2026-08-06 against the prior one filed 2026-05-07.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing (2026-08-06): Adds a 'Components of Results of Operations' section immediately before 'Revenue, Net'.
- Newer filing (2026-08-06): Adds six-month subscription revenue figures: $61.7 million and $66.1 million for the six months ended June 30, 2026 and 2025, respectively.
- Newer filing (2026-08-06): Adds six-month interchange revenue figures: $11.5 million and $10.3 million for the six months ended June 30, 2026 and 2025, respectively.
- Newer filing (2026-08-06): Adds six-month cashback rewards cost figures: $5.6 million and $4.8 million for the six months ended June 30, 2026 and 2025, respectively.
- Removed:
- Older filing (2026-05-07): Contains the sentence 'Although certain indicators have suggested that inflation has made downward progress...' which is absent in the newer filing.
- Older filing (2026-05-07): Contains 'OPERATING EXPENSES / Research and Development / Research and development expenses consist primarily of personnel-related expenses...' which is not present in the newer filing (newer filing appears truncated after the Cost of Revenue volume-based incentives partial sentence).
- Reworded:
- Newer filing updates platform usage statistics: 'as of June 30, 2026... an average of 640,000 paid members across an average of 45,700 companies' versus older filing 'as of March 31, 2026... an average of 632,000 paid members across an average of 41,500 companies'.
- Newer filing updates subscription revenue figures for the comparable quarter: $30.8 million and $32.9 million for the three months ended June 30, 2026 and 2025, versus older filing $30.9 million and $33.2 million for the three months ended March 31, 2026 and 2025.
- Newer filing updates interchange revenue figures for the comparable quarter: $5.9 million and $5.3 million for the three months ended June 30, 2026 and 2025, versus older filing $5.5 million and $5.0 million for the three months ended March 31, 2026 and 2025.
- Newer filing changes cashback rewards payout wording from 'paid out the following month' to 'paid out in the following month'.
- Newer filing updates cashback rewards cost figures for the comparable quarter: $3.0 million and $2.5 million for the three months ended June 30, 2026 and 2025, versus older filing $2.6 million and $2.3 million for the three months ended March 31, 2026 and 2025.
- Newer filing updates volume-based incentives figures: $0.2 million and $0.8 million for the three months ended June 30, 2026 and 2025, versus older filing $0.3 million and $0.2 million for the three months ended March 31, 2026 and 2025.
- Notes:
- The newer filing text is truncated mid-sentence during the Cost of Revenue, Net volume-based incentives discussion, so changes after that point (including the entire Operating Expenses section) cannot be compared.
- The older filing text is truncated during the Research and Development section, so changes after that point cannot be compared.
Risk Factors
- Added:
- Newer filing (2026-08-06) states that on May 28, 2026, the company was notified by Nasdaq that it had regained compliance with the Minimum Bid Price Requirement and that Nasdaq considers the matter closed.
- Newer filing (2026-08-06) adds a statement that although the company has regained compliance, it is possible the company could fall out of compliance again in the future.
- Newer filing (2026-08-06) Item 2 issuer purchases table covers the three months ended June 30, 2026, showing 6,765,040 shares purchased in June 2026 at a weighted average price of $1.25 per share.
- Newer filing (2026-08-06) adds footnote 3 disclosing a modified Dutch auction tender offer announced May 13, 2026, to purchase up to $25.0 million of Class A common stock at $0.98 to $1.20 per share, which expired June 10, 2026, with 6,053,023 shares accepted for purchase at $1.20 per share.
- Newer filing (2026-08-06) Item 5 adds a Certificate of Retirement filed with Delaware on August 6, 2026, retiring 151,199 shares of LT50 common stock converted into 151,199 shares of Class A common stock, reducing total authorized shares to 1,056,613,065.
- Newer filing (2026-08-06) exhibit 3.1 is marked as filed herewith, whereas the older filing incorporated it by reference from a 10-Q dated November 8, 2024.
- Removed:
- Older filing (2026-05-07) risk factor title said "If our stock price continues to remain below $1.00," while the newer filing drops the word "continues to".
- Older filing (2026-05-07) contained paragraphs describing what would happen if the company did not regain compliance by October 14, 2026, including eligibility for additional time, potential transfer to The Nasdaq Capital Market, reverse stock split consideration, and appeal rights; these are absent from the newer filing.
- Older filing (2026-05-07) included a statement that the company intended to monitor the closing bid price and may consider available options, including a reverse stock split, with no assurance of regaining compliance; this is absent from the newer filing.
- Older filing (2026-05-07) Item 5 read "None," while the newer filing replaces it with the Certificate of Retirement disclosure.
- Reworded:
- Risk factor heading changed from "If our stock price continues to remain below $1.00, our Class A common stock may be subject to delisting from Nasdaq" (2026-05-07) to "If our stock price falls below $1.00 for an extended period of time, our Class A common stock may be subject to delisting from Nasdaq" (2026-08-06).
- The Minimum Bid Price Requirement compliance deadline wording changed from "we have 180 calendar days... to regain compliance" with "must be at least $1.00" (2026-05-07) to past tense "we had 180 calendar days" with "was required to be at least $1.00" (2026-08-06).
- The risk factor conclusion shifted from forward-looking uncertainty about regaining compliance (2026-05-07) to a backward-looking statement that compliance was regained on May 28, 2026, with a new forward-looking caveat about potentially falling out of compliance again (2026-08-06).
- Item 2 remaining authorization amount under the share repurchase program changed from $41.0 million as of March 31, 2026 (2026-05-07) to $39.8 million as of June 30, 2026 (2026-08-06).
- Item 2 issuer purchase table period changed from three months ended March 31, 2026 (2026-05-07) to three months ended June 30, 2026 (2026-08-06).
- Exhibit 3.1 incorporation by reference changed from a 10-Q dated November 8, 2024 (2026-05-07) to filed herewith (2026-08-06).
- Signature dates in the filing updated from May 7, 2026 (2026-05-07) to August 6, 2026 (2026-08-06).
- Notes:
- The provided texts include Items 2 through 6 and signatures beyond the Risk Factors section; changes outside the Risk Factors section are reported because they appear in the supplied excerpts.
- The older filing's issuer purchase table footnote numbering is truncated in the header; comparisons involving table footnotes rely on the visible text provided.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days, of which we have read Form 4 filings through 2026-10-16. The 5 days since 2026-10-16 have not been checked yet.
- Last 180 days · read to 2026-10-160 buys · 5 sells ($122931) — 2 selling insiders
Most recent open-market transaction: 2026-06-15. Based on Form 4 filings read through 2026-10-16; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about EXFY's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding EXFY as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 2,492,480
- Reported value $4,461,540
reported quarterly holdings change (2026-03-31 → 2026-06-30): 1 new, 2 increased, 2 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about EXFY's institutional holders → See what each manager we track holds →
Short interest (FINRA)
EXFY had 1,066,823 shares of reported short interest as of the 2026-09-30 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for EXFY because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 1,066,823
- Prior settlement (shares) 1,185,325
- Reported change -10%
- Days to cover (reported) 1.87
Reported to FINRA as of the 2026-09-30 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- SAP Concur
- Bill.com (BILL)
- Brex
- Ramp
- Divvy (BILL)
- Coupa Software
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does Expensify, Inc. (EXFY) do?
Expensify operates a cloud-based expense management platform that automates the expense reporting lifecycle, including receipt scanning, categorization, approval, and reimbursement. The company serves small and medium-sized businesses globally through two primary product lines: "Expensify Classic," a legacy workflow-based solution, and "New Expensify," a redesigned platform focused on modern agentic workflows.
What sector is Expensify, Inc. (EXFY) in?
Expensify, Inc. (EXFY) is classified in the Information Technology sector. Its industry is expense management software. It trades on NASDAQ.
Who are Expensify, Inc.'s (EXFY) competitors?
Notable peers of Expensify, Inc. (EXFY) include SAP Concur, Bill.com, Brex, Ramp and Divvy. This peer set is informational only — not financial advice.
Is Expensify, Inc. (EXFY) overbought or oversold right now?
Expensify, Inc. (EXFY) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 61, in the neutral middle (as of 2026-10-20). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on EXFY come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-20.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.