COF vs EGBN
COF: America's largest credit card issuer, now strengthened by the Discover acquisition, offering an integrated suite of consumer banking, lending, and global payment network services. EGBN: A Maryland-based community bank serving mid-market and consumer clients across the DC metropolitan region with personalized relationship banking and commercial lending.
Side-by-side fundamentals
| Metric | COF | EGBN | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $201.36 | $26.94 | |
| Market cap as of 2026-07-23 | $124.3B | $823M | |
| P/E as of 2026-07-23 | 11.82 | n/a | |
| PEG as of 2026-07-23 | 5.38 | -0.05 | EGBN lower |
| Net margin as of 2026-07-23 | +14.9% | +37.4% | EGBN higher |
| Operating margin as of 2026-07-23 | +18.3% | +47.4% | EGBN higher |
| ROE as of 2026-07-23 | +9.3% | -10.9% | COF higher |
| ROA as of 2026-07-23 | +1.6% | -1.2% | COF higher |
| Debt / equity as of 2026-07-23 | 0.39 | 0.07 | EGBN lower |
| Revenue growth (YoY) as of 2026-07-23 | +38.2% | +53.8% | EGBN higher |
| Revenue CAGR (3y) SEC XBRL | +16.0% | n/a | |
| Dividend yield as of 2026-07-23 | +1.6% | +0.1% | COF higher |
| Dividend streak (yrs) SEC XBRL | 5 | 1 | COF higher |
| Beta as of 2026-07-23 | 1.03 | 0.96 | |
| 1-year return as of 2026-07-22 close | -7.4% | +27.1% | EGBN higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.