EAGLE BANCORP INC (EGBN)
Financials · regional banks · NASDAQ
Eagle Bancorp is a regional bank holding company providing relationship-driven commercial and consumer banking services in the Washington, D.C. area.
What EAGLE BANCORP INC does
Eagle Bancorp, Inc. is a bank holding company that provides a wide range of commercial and consumer banking services through its subsidiary, EagleBank. The company focuses on relationship-based banking, offering various deposit products, commercial real estate loans, commercial and industrial loans, and residential mortgage loans, primarily serving the Washington, D.C. metropolitan area.
Themes: commercial real estate lending, commercial banking, regional banking
Fundamentals
- Price$28.30 as of 2026-10-08 close
- Market cap$863M as of 2026-08-01 (share count; price 2026-10-08)
- 1-year return+35.0% 2025-10-08 close $20.96 → 2026-10-08 close $28.30
- P/En/a negative earnings
- ROE-12.2% FY2025, SEC XBRL
- Debt / equity0.07 as of 2026-09-03
- Beta0.89 as of 2026-09-03
- Last reported earnings2026-07-22 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +0.1%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
How EGBN compares in its sector
- return on equitybottom 10% 559 covered Financials peers, as of 2026-09-03
- indicated dividend yieldbottom 10% 468 covered Financials peers, as of 2026-09-03
- free cash flow (absolute dollars, latest fiscal year)bottom 25% 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, EGBN's dividend was covered by reported results (free-cash-flow payout 74%). This describes past coverage, not a forecast.
- Earnings payoutnot assessable earnings were not positive that year
- Free-cash-flow payout74% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How EAGLE BANCORP INC looks technically
EAGLE BANCORP INC (EGBN) is trading 7.6% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 186 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 11, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 54, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 2 trading days ago (its momentum flipped negative). It made a new 20-day high about 10 trading days ago. It is 3.4% below its 52-week high (its highest price of the past year). Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 1% of the past ~6 months), which often precedes a bigger move.
Trend
8
| Distance from the 200-day | it is trading 7.6% above its 200-day average, the long-term trend line — a longer-term uptrend | +7.6% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $28.01 | $28.01 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $26.30 | $26.30 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 7 calendar days ago — the swings before that are what the structure reading is measured on | 7 sessions |
| Wave structure | its recent swings can be read as a completed three-part downward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes below 27.01. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible three-wave downward correction, complete (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 186 trading days ago — a "golden cross", a bullish long-term signal | 186 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 11, below the 25 that marks a real trend) | 10.5 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 54, neither overbought (above 70) nor oversold (below 30) | 53.5 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($27.01 to $28.99) — its "stochastic" reading is 65 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 65.2 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 2 trading days ago (its momentum flipped negative) | 2 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $29.29 | $29.29 |
|---|---|---|
| From the 52-week high | it is 3.4% below its 52-week high (its highest price of the past year) | -3.4% |
| Above the 52-week low | it is 88.3% above its 52-week low (its lowest price of the past year) | +88.3% |
| Below the 52-week high | it is 3.4% below its highest point of the past year | 3.4% |
| Since a 20-day breakout | it made a new 20-day high about 10 trading days ago | 10 sessions |
| Since a 55-day breakout | it is trading within its recent 55-day range, with no fresh breakout up or down | 0 sessions |
| All-time high | its highest closing price on record is $69.80 (set on 2017-11-29) | $69.80 |
| Given back of the 52-week move | over the past year its closes ranged ($15.80 to $29.13), and it has given back only a small part of its rise from last year’s low — 6% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $20.47 to $20.89. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 6.2% |
| From the all-time high | it is 59.5% below its all-time high | -59.5% |
| Nearest price level | it is sitting right on a resistance level at $28.43 — a price it turned at 7 times since 2024-11-20, most recently on 2026-09-17. Since 2024-10-08 it has 12 such levels below the current price and 2 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +0.5% |
| All-time low | its lowest closing price on record is $4.86 (set on 2008-11-24) | $4.86 |
| Above the all-time low | it is 481.9% above its all-time low | +481.9% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 1% of the past ~6 months), which often precedes a bigger move | 0th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.6281 between its high and its low — about 2.2% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.6281 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $27.71 and $28.61 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $27.71 – $28.16 – $28.61 |
| Typical daily range (% of price) | its price moves about 2.2% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.2% |
| Stretch from the 200-day average | it is trading 3.2 daily ranges above its 200-day average price (7.6% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 3.2 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.46× |
|---|
Analyst
2
| Change in the average price target | analysts have raised their average price target by 3.4% since the prior reading | +3.4% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating has improved toward "buy" since the prior reading | 0.20 toward buy |
Candlestick patterns
2
| Since a doji | 1 session ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 1 session ago |
|---|---|---|
| Since a bullish engulfing | today it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | today |
Price gaps
2
| Gap at the open | it opened on 2026-10-08 0.4% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -0.4% |
|---|---|---|
| Gap filled | a 10.5% gap down opened on 2026-07-23 has been "filled" 54 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 54 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 0.9 percentage points (the stock gained 2.0% while the market gained 1.0%) | +0.9% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 4.2 percentage points (the stock gained 8.1% while the market gained 3.8%) | +4.2% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 7.8 percentage points (the stock gained 9.6% while the market gained 17.5%) | -7.8% |
| vs market, 12 months | over the past 12 months this stock beat the market by 20.0 percentage points (the stock gained 35.0% while the market gained 15.0%) | +20.0% |
Signal agreement
2
| Bullish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 3 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: MACD momentum is negative, lagging the market over 6 months — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 2.3% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 3.6% of the share price. | +2.3% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 6% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $26.64 — a volume-weighted average of daily closes over 190 sessions, not a true tick-by-tick VWAP. | +6.3% |
|---|---|---|
| Vs the average paid since it last reported | the price is 1% above the average price paid since it last reported on 2026-07-22 (its 8-K), so the typical buyer over that stretch is showing a gain. That average is $28.03 — a volume-weighted average of daily closes over 56 sessions, not a true tick-by-tick VWAP. | +1.0% |
Ascending triangle, either side — forming · entry $28.45 · 72 sessions in
Double bottom, bullish — forming · entry $28.80 · 65 sessions in
Double top, bearish — forming · entry $26.81 · 38 sessions in
Price levels it has turned at before
EGBN last closed at $28.30 on 2026-10-08. Since 2024-10-08 it has turned at 12 prices below its last close and 2 above; the 3 nearest below and the 2 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $28.43 | Resistance | 0.5% above the last close | turned there 7 times · 2024-11-20 to 2026-09-17 |
| $29.13 | Resistance | 2.9% above the last close | turned there five times · 2026-01-22 to 2026-09-25 |
| $27.10 | Support | 4.2% below the last close | turned there six times · 2025-02-06 to 2026-10-01 |
| $25.96 | Support | 8.3% below the last close | turned there twice · 2026-06-03 to 2026-07-08 |
| $25.35 | Support | 10.4% below the last close | turned there 7 times · 2024-10-15 to 2026-05-01 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a three-part downward correction — the A-B-C shape chartists use for a pullback — now complete.
This labelling fails — stops being a possible reading at all — if it closes below $27.01.
It is the only labelling that fits these swings, though its proportions are not the textbook ones. It was chosen from 3 labellings that survived the rules, counting shorter readings of the same bars.
This reading has stood for 1 trading day, since 2026-10-08.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · MACD just crossed bearish (12/26/9) · in a Bollinger Band volatility squeeze · trendless / choppy (low ADX) · Analyst price target recently RAISED · lagging the market | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low · bollinger bands
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.00 mean, 1=Strong Buy…5=Strong Sell) — 6 analysts
- Mean price target$31.83 range $27.00 – $37.00; median $31.50
Analyst estimates, as of 2026-10-08. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for EGBN
- Consensus EPS estimate$0.345 next reporting period, as of 2026-10-08
- Estimate change, 30 days-$0.025 (-6.8%) from $0.37, on 2026-09-03, 35-day window
- Readings revised upward22% of 9 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Credit risk related to the loan portfolio, particularly commercial real estate concentrations.","Interest rate sensitivity affecting net interest margin and asset values.","Regulatory and compliance risks associated with operating as a bank holding company."]
What changed in the latest 10-Q
AI-assisted comparison of EGBN's 10-Q filed 2026-08-06 against the prior one filed 2026-05-07.
Management's Discussion & Analysis (MD&A)
- Reworded:
- In the page header, the newer filing (filed 2026-08-06) identifies the document as 'Second Quarter 2026 Form 10-Q' with page number 47, while the older filing (filed 2026-05-07) identifies it as 'First Quarter 2026 Form 10-Q' with page number 43.
- Notes:
- The provided text excerpts are truncated and end mid-sentence in the same place in both filings, so changes beyond the excerpt could not be assessed.
- Only the header of the MD&A section differs between the two provided filings; the body text is identical in the portions compared.
Risk Factors
- Added:
- Newer filing (2026-08-06) includes Exhibit 10.1: Employment agreement, dated May 7, 2026, between the Company and the Bank and Stephen Curley.
- Newer filing (2026-08-06) includes Exhibit 10.2: Consulting agreement, dated May 9, 2026, between the Company and the Bank and Susan Riel.
- Removed:
- Older filing (2026-05-07) included Exhibit 10.1: Form of Continuity Award Agreement.
- Older filing (2026-05-07) included Exhibit 10.2: Form of Executive Officer Time Vested Restricted Stock Unit Continuity Award Agreement under the Eagle Bancorp, Inc. 2025 Equity Incentive Plan.
- Older filing (2026-05-07) included Exhibit 10.3: Form of Executive Officer Performance Vested Restricted Stock Unit Award Agreement.
- Older filing (2026-05-07) included Exhibit 10.4: Form of Executive Officer Restricted Stock Unit Award Agreement (Time Vested).
- Older filing (2026-05-07) included Exhibit 10.5: Form of Non-Qualified Stock Option Agreement.
- Older filing (2026-05-07) included Exhibit 10.6: Form of Incentive Stock Option Agreement.
- Older filing (2026-05-07) included Exhibit 10.7: Form of Restricted Stock Award Agreement.
- Older filing (2026-05-07) included Exhibit 10.8: Form of Performance-Vesting Restricted Stock Units Award Agreement.
- Older filing (2026-05-07) included Exhibit 10.9: Form of Restricted Stock Award Agreement for Non-Employee Directors.
- Reworded:
- Newer filing (2026-08-06) consolidates previously separate exhibit items into 10.1 (Curley employment agreement) and 10.2 (Riel consulting agreement); older filing (2026-05-07) had 10.1-10.9 covering various award agreement forms.
- Newer filing (2026-08-06) is signed August 6, 2026 by Stephen R. Curley, President and CEO; older filing (2026-05-07) was signed May 7, 2026 by Susan G. Riel, President and CEO.
- Newer filing (2026-08-06) balance sheet dates include June 30, 2026 and December 31, 2025; older filing (2026-05-07) balance sheet dates include March 31, 2026 and December 31, 2025.
- Newer filing (2026-08-06) covers statements of operations, comprehensive income, changes in shareholders' equity, and cash flows for the three and six months ended June 30, 2026 and 2025; older filing (2026-05-07) covers the three months ended March 31, 2026 and 2025 (and cash flows for the three months ended March 31, 2026 and 2025).
- Notes:
- The Risk Factors section text itself (Item 1A) is identical in both filings: both state there have been no material changes to risk factors from the 2025 Form 10-K.
- Changes listed relate to adjacent sections (Exhibits, Signatures, and interactive data file descriptions) included in the provided source text, not to the Risk Factors narrative.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales are on record for EGBN — recent Form 4 activity was compensation-related (awards, option exercises, or tax withholding), not open-market buying or selling.
View full insider trading history → View SEC Form 3/4/5 filingsOnly open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
4 institutional 13F filers reported holding EGBN as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 5,904,318
- Reported value $167,623,573
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 4 increased, 0 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about EGBN's institutional holders → See what each manager we track holds →
Short interest (FINRA)
EGBN had 3,012,712 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
EGBN had 9.88% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 12.37 days to cover at the same settlement.
- Reported short interest (shares) 3,012,712
- Short interest (% of shares outstanding) 9.88%
- Prior settlement (shares) 2,910,871
- Reported change 3.5%
- Days to cover (reported) 12.37
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Capital One Financial (COF)
- M&T Bank (MTB)
- United Bankshares (UBSI)
- Sandy Spring Bancorp (SASR)
- Fulton Financial (FULT)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does EAGLE BANCORP INC (EGBN) do?
Eagle Bancorp, Inc. is a bank holding company that provides a wide range of commercial and consumer banking services through its subsidiary, EagleBank. The company focuses on relationship-based banking, offering various deposit products, commercial real estate loans, commercial and industrial loans, and residential mortgage loans, primarily serving the Washington, D.C. metropolitan area.
What sector is EAGLE BANCORP INC (EGBN) in?
EAGLE BANCORP INC (EGBN) is classified in the Financials sector. Its industry is regional banks. It trades on NASDAQ.
Does EGBN pay a dividend?
Yes — EAGLE BANCORP INC (EGBN) pays a dividend, with an indicated yield of about 0.14% and 1-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-09-03). Informational only — not financial advice.
Who are EAGLE BANCORP INC's (EGBN) competitors?
Notable peers of EAGLE BANCORP INC (EGBN) include Capital One Financial, M&T Bank, United Bankshares, Sandy Spring Bancorp and Fulton Financial. This peer set is informational only — not financial advice.
Is EAGLE BANCORP INC (EGBN) overbought or oversold right now?
EAGLE BANCORP INC (EGBN) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 54, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on EGBN come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.