CRCL vs PYPL
CRCL: Circle provides the essential financial infrastructure and stablecoin technology that allows enterprises and AI agents to transact globally on the internet. PYPL: PayPal is a leading global digital payments platform enabling secure online, mobile, and in-person transactions for millions of consumers and businesses.
Side-by-side fundamentals
| Metric | CRCL | PYPL | Edge |
|---|---|---|---|
| Price as of 2026-10-20 close | $85.87 | $57.14 | |
| Market cap | $21.8B | $48.9B | |
| P/E as of 2026-10-20 | 17.21 | 10.72 | PYPL lower |
| PEG as of 2026-10-20, 3-year EPS CAGR to FY2025 | n/a | 0.29 | |
| Net margin FY2025, SEC XBRL | -2.5% | +15.8% | PYPL higher |
| Operating margin FY2025, SEC XBRL | -3.5% | +18.3% | PYPL higher |
| ROE FY2025, SEC XBRL | -2.1% | +25.8% | PYPL higher |
| ROA FY2025, SEC XBRL | -0.1% | +6.5% | PYPL higher |
| Debt / equity filed borrowings, leases excl., balance sheet 2026-03-31 | n/a | 0.47 | |
| Revenue growth (YoY) FY2025, SEC XBRL | +63.9% | +4.3% | CRCL higher |
| Revenue CAGR (3y) SEC XBRL | +37.6% | +6.4% | CRCL higher |
| Dividend yield as of 2026-09-02 | n/a | +1.1% | |
| Dividend streak (yrs) SEC XBRL | 0 | 1 | PYPL higher |
| Beta as of 2026-09-03 | 2.92 | 1.16 | |
| 1-year return as of 2026-10-20 close | -34.4% | -17.4% | PYPL higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-20.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.