CRCL vs XYZ
CRCL: Circle provides the essential financial infrastructure and stablecoin technology that allows enterprises and AI agents to transact globally on the internet. XYZ: Block operates an integrated financial technology platform providing payment and commerce tools for businesses alongside a consumer ecosystem for money management and bitcoin services.
Side-by-side fundamentals
| Metric | CRCL | XYZ | Edge |
|---|---|---|---|
| Price as of 2026-10-20 close | $85.87 | $78.10 | |
| Market cap | $21.8B | $46.9B | |
| P/E as of 2026-10-20 | 17.21 | 139.46 | CRCL lower |
| Net margin FY2025, SEC XBRL | -2.5% | +5.4% | XYZ higher |
| Gross margin FY2025, SEC XBRL | n/a | +42.8% | |
| Operating margin FY2025, SEC XBRL | -3.5% | +7.1% | XYZ higher |
| ROE FY2025, SEC XBRL | -2.1% | +5.9% | XYZ higher |
| ROA FY2025, SEC XBRL | -0.1% | +3.3% | XYZ higher |
| Debt / equity filed borrowings, leases excl., balance sheet 2026-06-30 | n/a | 0.26 | |
| Revenue growth (YoY) FY2025, SEC XBRL | +63.9% | +0.3% | CRCL higher |
| Revenue CAGR (3y) SEC XBRL | +37.6% | +11.3% | CRCL higher |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-03 | 2.92 | 1.69 | |
| 1-year return as of 2026-10-20 close | -34.4% | +2.1% | XYZ higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-20.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.