DAVE vs SOFI
DAVE: Dave is a fintech company offering digital banking and short-term cash advance services to help members manage their personal finances. SOFI: An integrated digital financial services "everything app" offering consumer banking, lending, investment products, and enterprise-grade technology infrastructure.
Side-by-side fundamentals
| Metric | DAVE | SOFI | Edge |
|---|---|---|---|
| Price as of 2026-08-21 close | $354.72 | $18.91 | |
| Market cap as of 2026-08-24 | $4.3B | $24.4B | |
| P/E as of 2026-08-24 | 19.12 | 37.41 | DAVE lower |
| PEG as of 2026-08-24 | 0.07 | 0.96 | DAVE lower |
| Net margin as of 2026-08-24 | +34.6% | -19.8% | DAVE higher |
| Operating margin as of 2026-08-24 | +34.5% | -19.9% | DAVE higher |
| ROE as of 2026-08-24 | +84.4% | +6.2% | DAVE higher |
| ROA as of 2026-08-24 | +44.0% | +1.2% | DAVE higher |
| Debt / equity as of 2026-08-24 | 1.29 | 0.30 | SOFI lower |
| Revenue growth (YoY) as of 2026-08-24 | +48.6% | n/a | |
| Revenue CAGR (3y) SEC XBRL | +39.3% | +18.0% | DAVE higher |
| Dividend yield | n/a | n/a | |
| Dividend streak (yrs) SEC XBRL | n/a | 0 | |
| Beta as of 2026-08-24 | 3.96 | 2.36 | |
| 1-year return as of 2026-08-21 close | +90.4% | -18.9% | DAVE higher |
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.