DGICA vs PGR
DGICA: A regional property and casualty insurance holding company focused on smaller to mid-sized communities across the Mid-Atlantic, Midwest, South, and Southwest. PGR: America's second-largest private auto insurer, combining personal lines, commercial lines, and specialty coverage with a focus on competitive pricing and brand-driven growth.
Side-by-side fundamentals
| Metric | DGICA | PGR | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $18.17 | $204.54 | |
| Market cap as of 2026-07-23 | $706M | $119.5B | |
| P/E as of 2026-07-23 | 10.76 | 10.34 | PGR lower |
| PEG as of 2026-07-23 | n/a | 3.13 | |
| Net margin as of 2026-07-23 | +6.8% | +12.9% | PGR higher |
| Operating margin as of 2026-07-23 | +8.4% | +16.6% | PGR higher |
| ROE as of 2026-07-23 | +10.4% | +35.4% | PGR higher |
| ROA as of 2026-07-23 | +2.7% | +9.6% | PGR higher |
| Debt / equity as of 2026-07-23 | 0.05 | 0.26 | DGICA lower |
| Revenue growth (YoY) as of 2026-07-23 | -2.5% | +13.9% | PGR higher |
| Revenue CAGR (3y) SEC XBRL | +4.9% | +20.9% | PGR higher |
| Dividend yield as of 2026-07-23 | +4.1% | +0.2% | DGICA higher |
| Dividend streak (yrs) SEC XBRL | n/a | 4 | |
| Beta as of 2026-07-23 | -0.02 | 0.26 | |
| 1-year return as of 2026-07-22 close | -0.8% | -17.3% | DGICA higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.