FFIN vs TCBI
FFIN: Texas-based regional bank generating strong net margins through traditional lending across commercial real estate, agriculture, and energy sectors while managing significant interest rate and credit concentration risks. TCBI: A specialized financial services firm focused on commercial banking and wealth management for businesses and individuals primarily in Texas.
Side-by-side fundamentals
| Metric | FFIN | TCBI | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $34.50 | $98.67 | |
| Market cap as of 2026-07-26 | $5.0B | $4.3B | |
| P/E as of 2026-07-26 | 18.02 | 11.89 | TCBI lower |
| PEG as of 2026-07-26 | 1.98 | 0.06 | TCBI lower |
| Net margin as of 2026-07-26 | +41.9% | +28.5% | FFIN higher |
| Operating margin as of 2026-07-26 | +51.1% | +36.9% | FFIN higher |
| ROE as of 2026-07-26 | +14.3% | +10.0% | FFIN higher |
| ROA as of 2026-07-26 | +1.8% | +1.1% | FFIN higher |
| Debt / equity as of 2026-07-26 | 0.04 | 0.14 | FFIN lower |
| Revenue growth (YoY) as of 2026-07-26 | +24.4% | +62.2% | TCBI higher |
| Revenue CAGR (3y) SEC XBRL | n/a | -48.8% | |
| Dividend yield as of 2026-07-26 | +2.6% | +0.8% | FFIN higher |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-07-26 | 0.84 | 0.69 | |
| 1-year return as of 2026-07-23 close | -5.9% | +14.8% | TCBI higher |
Fundamentals: Finnhub, as of 2026-07-26. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.