FICO vs TRU
FICO: The global standard for credit scoring and decision management software that powers billions of financial decisions annually. TRU: TransUnion is a global provider of credit information and risk management solutions that empowers businesses and consumers to make informed financial decisions.
Side-by-side fundamentals
| Metric | FICO | TRU | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $707.43 | $64.59 | |
| Market cap | $15.3B | $12.5B | |
| P/E as of 2026-10-08 | 20.44 | 17.04 | TRU lower |
| PEG as of 2026-10-08, 3-year EPS CAGR to FY2025 | 0.88 | n/a | |
| Net margin FY2025, SEC XBRL | +32.7% | +10.0% | FICO higher |
| Operating margin FY2025, SEC XBRL | +46.5% | +18.7% | FICO higher |
| ROE FY2025, SEC XBRL | n/a | +10.3% | |
| ROA FY2025, SEC XBRL | +34.9% | +4.1% | FICO higher |
| Debt / equity as of 2026-09-03 | 8.46 | 1.15 | TRU lower |
| Revenue growth (YoY) as of 2026-09-03 | +24.1% | +12.4% | FICO higher |
| Revenue CAGR (3y) SEC XBRL | +13.1% | +7.2% | FICO higher |
| Dividend yield as of 2026-09-02 | n/a | +0.7% | |
| Dividend streak (yrs) SEC XBRL | 6 | 4 | FICO higher |
| Beta as of 2026-09-03 | 0.88 | 1.44 | |
| 1-year return as of 2026-10-08 close | -58.3% | -18.5% | TRU higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.