FICO vs TRU
FICO: FICO is the market-leading decision management and analytics software provider whose credit scoring algorithms, fraud detection, and lending decisioning tools power financial institutions' risk management and underwriting processes globally. TRU: Global data and analytics company enabling credit risk, fraud mitigation, identity verification, and marketing decisions across financial services, insurance, retail, and government sectors.
Side-by-side fundamentals
| Metric | FICO | TRU | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $1,221.47 | $75.40 | |
| Market cap as of 2026-07-23 | $28.3B | $14.5B | |
| P/E as of 2026-07-23 | 37.31 | 20.65 | TRU lower |
| PEG as of 2026-07-23 | 1.08 | 1.56 | FICO lower |
| Net margin as of 2026-07-23 | +33.7% | +14.9% | FICO higher |
| Gross margin as of 2026-07-23 | +84.2% | +58.8% | FICO higher |
| Operating margin as of 2026-07-23 | +50.4% | +22.4% | FICO higher |
| ROE as of 2026-07-23 | +145.7% | +15.5% | FICO higher |
| ROA as of 2026-07-23 | +39.8% | +6.2% | FICO higher |
| Debt / equity as of 2026-07-23 | 8.46 | 1.18 | TRU lower |
| Revenue growth (YoY) as of 2026-07-23 | +22.6% | +11.0% | FICO higher |
| Revenue CAGR (3y) SEC XBRL | +13.1% | +7.2% | FICO higher |
| Dividend yield as of 2026-07-23 | n/a | +0.7% | |
| Dividend streak (yrs) SEC XBRL | 5 | 4 | FICO higher |
| Beta as of 2026-07-23 | 1.33 | 1.54 | |
| 1-year return as of 2026-07-22 close | -19.8% | -18.2% | TRU higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.