TransUnion (TRU)
Industrials · Consumer credit data and analytics
Global data and analytics company enabling credit risk, fraud mitigation, identity verification, and marketing decisions across financial services, insurance, retail, and government sectors.
What TransUnion does
TransUnion is a leading global information and insights company that aggregates and analyzes data on hundreds of millions of consumers and businesses to enable credit risk management, fraud mitigation, identity verification, and marketing solutions. The company operates the OneTru solution enablement platform to centralize data management, identity resolution, and AI-powered analytics across its diverse customer base. TransUnion serves banks, lenders, insurers, retailers, government agencies, and consumers across over 30 countries, with recurring revenue streams from transactional volumes and data-driven decision-making solutions. The company's foundational assets include financial, credit, fraud, identity, device, and alternative credit data refined into proprietary databases.
Themes: ["Credit risk and lending decisioning"]
Fundamentals
- Price$76.33 as of 2026-07-09 close
- Market cap$14.8B as of 2026-07-10
- 1-year return-18.4% as of 2026-07-09 close
- P/E21.03 as of 2026-07-10
- Net margin+14.9% as of 2026-07-10
- Gross margin+58.8% as of 2026-07-10
- ROE+15.5% as of 2026-07-10
- Debt / equity1.18 as of 2026-07-10
- Revenue growth (YoY)+11.0% as of 2026-07-10
- Revenue CAGR (3y)+7.2% SEC XBRL
- Beta1.54 as of 2026-07-10
Dividend: yield +0.7%; 4-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
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Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.