FOUR vs TOST
FOUR: Shift4 is an integrated payments and commerce technology provider specialized in high-volume, complex vertical markets like hospitality and restaurants. TOST: Toast is the comprehensive, cloud-based restaurant operating system that unifies point-of-sale, payments, and operational management tools for the food service industry.
Side-by-side fundamentals
| Metric | FOUR | TOST | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $39.52 | $30.53 | |
| Market cap | $3.1B | $17.6B | |
| P/E as of 2026-10-08 | 31.05 | 37.77 | FOUR lower |
| Net margin FY2025, SEC XBRL | +2.8% | +5.6% | TOST higher |
| Gross margin | +20.4% | +25.9% | TOST higher |
| Operating margin FY2025, SEC XBRL | +8.4% | +4.7% | FOUR higher |
| ROE FY2025, SEC XBRL | +6.1% | +16.1% | TOST higher |
| ROA FY2025, SEC XBRL | +1.4% | +10.9% | TOST higher |
| Debt / equity as of 2026-09-03 | 2.79 | 0.00 | TOST lower |
| Revenue growth (YoY) as of 2026-09-03 | +32.4% | +23.0% | FOUR higher |
| Revenue CAGR (3y) SEC XBRL | +28.0% | +31.1% | TOST higher |
| Dividend yield as of 2026-09-03 | +1.6% | n/a | |
| Dividend streak (yrs) SEC XBRL | n/a | 0 | |
| Beta as of 2026-09-03 | 1.29 | 1.32 | |
| 1-year return as of 2026-10-08 close | -50.3% | -16.8% | TOST higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.