FOUR vs TOST
FOUR: Shift4 is a leading independent payments platform and software provider that simplifies omni-channel commerce for merchants globally, enhanced by its tax-free shopping and dynamic currency conversion capabilities from the Global Blue acquisition. TOST: Toast provides a comprehensive, cloud-based restaurant operating system that integrates point-of-sale, payments, and operational management tools to help food service businesses run more efficiently.
Side-by-side fundamentals
| Metric | FOUR | TOST | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $48.22 | $29.21 | |
| Market cap as of 2026-07-23 | $3.8B | $16.9B | |
| P/E as of 2026-07-23 | 32.61 | 41.12 | FOUR lower |
| PEG as of 2026-07-23 | n/a | 0.26 | |
| Net margin as of 2026-07-23 | +2.6% | +6.4% | TOST higher |
| Gross margin as of 2026-07-23 | +35.1% | +26.3% | FOUR higher |
| Operating margin as of 2026-07-23 | +8.2% | +5.6% | FOUR higher |
| ROE as of 2026-07-23 | +7.4% | +20.7% | TOST higher |
| ROA as of 2026-07-23 | +1.4% | +13.8% | TOST higher |
| Debt / equity as of 2026-07-23 | 2.74 | 0.00 | TOST lower |
| Revenue growth (YoY) as of 2026-07-23 | +28.3% | +23.4% | FOUR higher |
| Revenue CAGR (3y) SEC XBRL | +28.0% | +31.1% | TOST higher |
| Beta as of 2026-07-23 | 1.42 | 1.75 | |
| 1-year return as of 2026-07-22 close | -53.6% | -38.7% | TOST higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.