FRST vs UBSI
FRST: A technology-forward community bank focused on growth through specialized lending niches, digital innovation, and efficient branch-based community banking in the Mid-Atlantic. UBSI: A regional financial services company providing commercial and retail banking, trust, and brokerage services through its network of subsidiary branches.
Side-by-side fundamentals
| Metric | FRST | UBSI | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $15.33 | $45.70 | |
| Market cap as of 2026-07-31 (share count; price 2026-10-08) | $380M | $6.2B | |
| P/E as of 2026-10-08 | 7.12 | 12.44 | FRST lower |
| PEG as of 2026-10-08, 3-year EPS CAGR to FY2025 | n/a | 2.34 | |
| Net margin FY2022, SEC XBRL | n/a | +121.7% | |
| ROE FY2025, SEC XBRL | +14.5% | +8.5% | FRST higher |
| ROA FY2025, SEC XBRL | +1.5% | +1.4% | FRST higher |
| Debt / equity as of 2026-09-03 | 0.20 | 0.13 | UBSI lower |
| Revenue CAGR (3y) SEC XBRL | n/a | +4.1% | |
| Dividend yield as of 2026-09-03 | +2.5% | +3.2% | UBSI higher |
| Dividend streak (yrs) SEC XBRL | 11 | 18 | UBSI higher |
| Beta as of 2026-09-03 | 0.88 | 0.78 | |
| 1-year return as of 2026-10-08 close | +45.3% | +22.7% | FRST higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.