FRST vs UBSI
FRST: A technology-forward community bank combining a physical branch presence in the Mid-Atlantic with national digital banking reach and specialized financial services for healthcare professionals. UBSI: A diversified community banking organization with a strong footprint in the Mid-Atlantic and Southeast, driven by a long history of strategic acquisitions.
Side-by-side fundamentals
| Metric | FRST | UBSI | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $15.80 | $48.45 | |
| Market cap as of 2026-08-03 | $391M | $6.7B | |
| P/E as of 2026-08-03 | 7.50 | 13.19 | FRST lower |
| PEG as of 2026-08-03 | 0.00 | 0.45 | FRST lower |
| Net margin as of 2026-08-03 | +3.5% | +36.1% | UBSI higher |
| Operating margin as of 2026-08-03 | +6.0% | +45.4% | UBSI higher |
| ROE as of 2026-08-03 | +12.8% | +9.4% | FRST higher |
| ROA as of 2026-08-03 | +1.3% | +1.5% | UBSI higher |
| Debt / equity as of 2026-08-03 | 0.20 | 0.13 | UBSI lower |
| Revenue growth (YoY) as of 2026-08-03 | +63.1% | +50.6% | FRST higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +4.1% | |
| Dividend yield as of 2026-08-03 | +2.5% | +3.1% | UBSI higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-03 | 0.72 | 0.82 | |
| 1-year return as of 2026-07-27 close | +34.8% | +36.4% | UBSI higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.