FXNC vs UBSI
FXNC: A Virginia-based community bank holding company providing comprehensive commercial and consumer banking services, along with wealth management, through its subsidiary First Bank. UBSI: A regional financial services company providing commercial and retail banking, trust, and brokerage services through its network of subsidiary branches.
Side-by-side fundamentals
| Metric | FXNC | UBSI | Edge |
|---|---|---|---|
| Price as of 2026-10-09 close | $29.46 | $45.46 | |
| Market cap | $266M | $6.2B | |
| P/E as of 2026-10-09 | 12.28 | 12.38 | FXNC lower |
| PEG as of 2026-10-09, 3-year EPS CAGR to FY2025 | n/a | 2.33 | |
| Net margin FY2022, SEC XBRL | n/a | +121.7% | |
| ROE FY2025, SEC XBRL | +9.5% | +8.5% | FXNC higher |
| ROA FY2025, SEC XBRL | +0.9% | +1.4% | UBSI higher |
| Debt / equity as of 2026-09-03 | 0.22 | 0.13 | UBSI lower |
| Revenue CAGR (3y) SEC XBRL | n/a | +4.1% | |
| Dividend yield as of 2026-09-03 | +2.2% | +3.2% | UBSI higher |
| Dividend streak (yrs) SEC XBRL | 7 | 18 | UBSI higher |
| Beta as of 2026-09-03 | 0.64 | 0.78 | |
| 1-year return as of 2026-10-09 close | +31.8% | +22.8% | FXNC higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.