HCI vs PGR
HCI: A diversified holding company with a core focus on property and casualty insurance and real estate services. PGR: A leading US property-casualty insurer known for its robust underwriting profitability and significant market share in the personal and commercial auto insurance segments.
Side-by-side fundamentals
| Metric | HCI | PGR | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $192.35 | $218.73 | |
| Market cap | $2.4B | $127.2B | |
| P/E as of 2026-10-08 | 8.20 | 10.97 | HCI lower |
| Net margin FY2025, SEC XBRL | +33.2% | +12.9% | HCI higher |
| ROE FY2025, SEC XBRL | +28.7% | +37.3% | PGR higher |
| ROA FY2025, SEC XBRL | +11.8% | +9.2% | HCI higher |
| Debt / equity as of 2026-09-03 | 0.06 | 0.24 | HCI lower |
| Revenue growth (YoY) as of 2026-09-03 | +21.7% | +10.5% | HCI higher |
| Revenue CAGR (3y) SEC XBRL | +21.7% | +20.9% | HCI higher |
| Dividend yield as of 2026-09-03 | +0.9% | +0.2% | HCI higher |
| Dividend streak (yrs) SEC XBRL | 4 | 4 | Tie |
| Beta as of 2026-09-03 | 0.31 | 0.14 | |
| 1-year return as of 2026-10-08 close | -1.2% | -10.0% | HCI higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.