HCI vs PGR
HCI: A diversified holding company with a core focus on property and casualty insurance and real estate services. PGR: A leading US property-casualty insurer known for its robust underwriting profitability and significant market share in the personal and commercial auto insurance segments.
Side-by-side fundamentals
| Metric | HCI | PGR | Edge |
|---|---|---|---|
| Price as of 2026-08-21 close | $182.52 | $219.28 | |
| Market cap as of 2026-08-24 | $2.3B | $127.5B | |
| P/E as of 2026-08-24 | 7.65 | 10.40 | HCI lower |
| PEG as of 2026-08-24 | 0.32 | 2.82 | HCI lower |
| Net margin as of 2026-08-24 | +32.6% | +12.8% | HCI higher |
| Operating margin as of 2026-08-24 | +48.6% | +16.6% | HCI higher |
| ROE as of 2026-08-24 | +32.6% | +35.4% | PGR higher |
| ROA as of 2026-08-24 | +12.3% | +9.5% | HCI higher |
| Debt / equity as of 2026-08-24 | 0.06 | 0.24 | HCI lower |
| Revenue growth (YoY) as of 2026-08-24 | +21.7% | +10.5% | HCI higher |
| Revenue CAGR (3y) SEC XBRL | +21.7% | +20.9% | HCI higher |
| Dividend yield as of 2026-08-24 | +1.8% | +0.2% | HCI higher |
| Dividend streak (yrs) SEC XBRL | 4 | 4 | Tie |
| Beta as of 2026-08-24 | 1.03 | 0.23 | |
| 1-year return as of 2026-08-21 close | +11.7% | -11.9% | HCI higher |
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.