HIPO vs LMND
HIPO: A technology-powered insurance holding company that operates as a multi-carrier platform for MGAs, combining disciplined underwriting and advanced analytics across homeowners, commercial, and casualty lines. LMND: Lemonade is a digital, AI-powered insurance carrier that aims to modernize the industry through an automated platform and a unique business model designed to align incentives between the insurer and the customer.
Side-by-side fundamentals
| Metric | HIPO | LMND | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $27.98 | $63.42 | |
| Market cap as of 2026-07-23 | $728M | $4.9B | |
| P/E as of 2026-07-23 | 6.48 | n/a | |
| Net margin as of 2026-07-23 | +23.4% | -16.4% | HIPO higher |
| Operating margin as of 2026-07-23 | +24.4% | -15.9% | HIPO higher |
| ROE as of 2026-07-23 | +26.7% | -26.5% | HIPO higher |
| ROA as of 2026-07-23 | +5.8% | -7.2% | HIPO higher |
| Debt / equity as of 2026-07-23 | 0.11 | 0.35 | HIPO lower |
| Revenue growth (YoY) as of 2026-07-23 | +20.8% | +51.2% | LMND higher |
| Revenue CAGR (3y) SEC XBRL | +57.6% | +42.2% | HIPO higher |
| Beta as of 2026-07-23 | 1.58 | 1.92 | |
| 1-year return as of 2026-07-22 close | +9.2% | +53.8% | LMND higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.