HIPPO HOLDINGS INC (HIPO)
Financials · Insurance holding company / InsurTech · NYSE
A technology-powered insurance holding company that operates as a multi-carrier platform for MGAs, combining disciplined underwriting and advanced analytics across homeowners, commercial, and casualty lines.
What HIPPO HOLDINGS INC does
Hippo Holdings Inc. is a technology-native insurance holding company that operates as a multi-carrier platform serving managed general agents (MGAs) with admitted and non-admitted insurance products. The company writes across multiple lines including homeowners, renters, commercial multi-peril, and casualty insurance, generating $1.1 billion in gross written premium in 2025. It combines disciplined underwriting, advanced data analytics, and catastrophe modeling to build a diversified risk portfolio while generating fee income from its carrier platform and selective risk retention.
Themes: ["Homeowners insurance / personal lines","Commercial insurance","InsurTech / digital platform","Catastrophe and risk modeling","MGA carrier partnerships"]
Fundamentals
- Price$28.91 as of 2026-07-09 close
- Market cap$753M as of 2026-07-10
- 1-year return-0.8% as of 2026-07-09 close
- P/E6.69 as of 2026-07-10
- Net margin+23.4% as of 2026-07-10
- ROE+26.7% as of 2026-07-10
- Debt / equity0.11 as of 2026-07-10
- Revenue growth (YoY)+20.8% as of 2026-07-10
- Revenue CAGR (3y)+57.6% SEC XBRL
- Beta1.59 as of 2026-07-10
Key risks (from latest filing)
["Severe weather events and catastrophic losses related to climate change and natural disasters could significantly impact underwriting results and financial performance","Reliance on third-party MGA partners for business generation and distribution creates exposure to partner performance and concentration risk","Regulatory scrutiny from state insurance regulators regarding policy forms, rates, compliance, and maintenance of risk-based capital requirements"]
Competitors & peers
- State Auto Financial (STAF)
- Heritage Insurance Holdings (HRTG)
- Universal Insurance Holdings (UVE)
- Homeowners Choice Inc. (HCI)
- Federated National (FNHC)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.