HIPPO HOLDINGS INC (HIPO)
Financials · Property & Casualty Insurance · NYSE
Hippo is a digital-first insurance company leveraging technology and data analytics to modernize homeowners and property insurance coverage.
What HIPPO HOLDINGS INC does
Hippo Holdings Inc. is a technology-driven insurance company that provides homeowners and property insurance through a digital platform. The company utilizes data, machine learning, and proprietary analytical models to underwrite risks, manage claims, and distribute insurance products, including via its network of builders.
Themes: insurtech, digital insurance platform, AI underwriting, homeowners insurance
Fundamentals
- Price$34.21 as of 2026-10-08 close
- Market cap$903M as of 2026-07-24 (share count; price 2026-10-08)
- 1-year return-6.7% 2025-10-08 close $36.65 → 2026-10-08 close $34.21
- P/E7.35 as of 2026-10-08
- Net margin+12.3% FY2025, SEC XBRL
- ROE+13.2% FY2025, SEC XBRL
- Debt / equity0.10 as of 2026-09-03
- Revenue growth (YoY)+19.3% as of 2026-09-03
- Revenue CAGR (3y)+57.6% SEC XBRL
- Beta1.00 as of 2026-09-03
- Last reported earnings2026-07-30 SEC EDGAR Form 8-K (Item 2.02)
How HIPO compares in its sector
- price-to-earnings ratiobottom 10% 513 covered Financials peers, as of 2026-10-08
- net profit marginmiddle range 344 covered Financials peers, as of 2026-09-03
- return on equitymiddle range 559 covered Financials peers, as of 2026-09-03
- 3-year revenue CAGRtop 10% 347 covered Financials peers
- free cash flow (absolute dollars, latest fiscal year)bottom 25% 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
How HIPPO HOLDINGS INC looks technically
HIPPO HOLDINGS INC (HIPO) is trading 17.4% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 35 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 18, below the 25 that marks a real trend), though buyers have been pushing harder than sellers lately — pressure, not a trend. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 67, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 5 trading days ago (its momentum flipped positive). It just made a new 20-day high, its first since 2025-11-06, pushing above its recent trading range.
Trend
7
| Distance from the 200-day | it is trading 17.4% above its 200-day average, the long-term trend line — a longer-term uptrend | +17.4% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $32.39 | $32.39 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $29.13 | $29.13 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 14 calendar days ago — the swings before that are what the structure reading is measured on | 14 sessions |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 35 trading days ago — a "golden cross", a bullish long-term signal | 35 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 18, below the 25 that marks a real trend), though buyers have been pushing harder than sellers lately — pressure, not a trend | 17.8 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 67, neither overbought (above 70) nor oversold (below 30) | 67.1 |
|---|---|---|
| Position in its 14-day range | it is trading right at the top of its 14-day range ($29.56 to $34.21) — its "stochastic" reading is 100 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 100.0 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 5 trading days ago (its momentum flipped positive) | 5 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $38.73 | $38.73 |
|---|---|---|
| From the 52-week high | it is 11.7% below its 52-week high (its highest price of the past year) | -11.7% |
| Above the 52-week low | it is 42.1% above its 52-week low (its lowest price of the past year) | +42.1% |
| Below the 52-week high | it is 11.7% below its highest point of the past year | 11.7% |
| Since a 20-day breakout | it just made a new 20-day high, its first since 2025-11-06, pushing above its recent trading range | 1 session |
| Since a 55-day breakout | it just made a new 55-day high, its first since 2025-11-06, pushing above its recent trading range | 1 session |
| All-time high | its highest closing price on record is $376.25 (set on 2021-02-16) | $376.25 |
| Given back of the 52-week move | over the past year its closes ranged ($24.09 to $37.85), and it has recovered well over two thirds of its fall from last year’s high — 74% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $32.59 to $33.03. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 73.5% |
| From the all-time high | it is 90.9% below its all-time high | -90.9% |
| Nearest price level | it is trading 0.8% above a support level at $33.93 — a price it turned at 7 times since 2024-11-25, most recently on 2026-08-24. Since 2024-10-08 it has 13 such levels below the current price and 2 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -0.8% |
| All-time low | its lowest closing price on record is $6.64 (set on 2023-10-06) | $6.64 |
| Above the all-time low | it is 414.8% above its all-time low | +414.8% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 49th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.9841 between its high and its low — about 2.9% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.9841 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $29.71 and $33.60 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $29.71 – $31.66 – $33.60 |
| Typical daily range (% of price) | its price moves about 2.9% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.9% |
| Stretch from the 200-day average | it is trading 5.2 daily ranges above its 200-day average price (17.5% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 5.2 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.25× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
2
| Since a doji | 3 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 3 sessions ago |
|---|---|---|
| Since a bullish engulfing | 5 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 5 sessions ago |
Price gaps
2
| Gap at the open | it opened on 2026-10-08 0.2% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close | +0.2% |
|---|---|---|
| Gap filled | a 2.4% gap down opened on 2026-08-04 has been "filled" 46 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 46 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 3.7 percentage points (the stock gained 4.7% while the market gained 1.0%) | +3.7% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 14.9 percentage points (the stock gained 18.7% while the market gained 3.8%) | +14.9% |
| vs market, 6 months | over the past 6 months this stock beat the market by 15.1 percentage points (the stock gained 32.6% while the market gained 17.5%) | +15.1% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 21.6 percentage points (the stock lost 6.7% while the market gained 15.0%) | -21.6% |
Signal agreement
2
| Bullish technical signals | 6 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, a fresh 20-day high, MACD momentum is positive, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 6 of 9 |
|---|---|---|
| Bearish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bearish state: near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast | 1 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 5.7% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is thick, spanning 8.1% of the share price, which is taken to mean a barrier that has held for a while and takes effort to cross. | +5.7% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 16% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $29.44 — a volume-weighted average of daily closes over 188 sessions, not a true tick-by-tick VWAP. | +16.2% |
|---|---|---|
| Vs the average paid since it last reported | the price is 6% above the average price paid since it last reported on 2026-07-30 (its 10-Q), so the typical buyer over that stretch is showing a gain. That average is $32.38 — a volume-weighted average of daily closes over 50 sessions, not a true tick-by-tick VWAP. | +5.7% |
Price levels it has turned at before
HIPO last closed at $34.21 on 2026-10-08. Since 2024-10-08 it has turned at 13 prices below its last close and 2 above; the 3 nearest below and the 2 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $33.93 | Support | 0.8% below the last close | turned there 7 times · 2024-11-25 to 2026-08-24 |
| $34.73 | Resistance | 1.5% above the last close | turned there twice · 2025-11-20 to 2026-09-03 |
| $32.44 | Support | 5.2% below the last close | turned there four times · 2025-02-10 to 2026-01-22 |
| $31.78 | Support | 7.1% below the last close | turned there five times · 2025-06-12 to 2026-08-20 |
| $38.85 | Resistance | 13.6% above the last close | turned there twice · 2025-09-15 to 2025-11-05 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Broke out to a new 20-day high · MACD just crossed bullish (12/26/9) · trendless / choppy (low ADX) · beating the market · At the top of its 14-day range (stochastic above 80) | Learn: moving average · golden cross · adx · rsi · macd · breakout
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.00 mean, 1=Strong Buy…5=Strong Sell) — 4 analysts
- Mean price target$40.88 range $35.00 – $45.00; median $41.75
Analyst estimates, as of 2026-10-09. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for HIPO
- Consensus EPS estimate$0.3067 next reporting period, as of 2026-10-09
- Estimate change, 30 days-$0.01083 (-3.4%) from $0.3175, on 2026-09-04, 35-day window
- Readings revised upward0% of 6 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Reliance on reinsurance programs for capital and risk management","Exposure to severe weather events and climate change risks affecting underwriting losses","Intense competition in the insurance industry and regulatory scrutiny of rates and policy forms"]
What changed in the latest 10-Q
AI-assisted comparison of HIPO's 10-Q filed 2026-04-30 against the prior one filed 2025-11-05.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing (2026-04-30) adds reference to consolidated financial condition as of March 31, 2026, compared with December 31, 2025 (vs. older filing's September 30, 2025 comparison date)
- Newer filing adds detailed 'Line of business disclosure' subsection explaining line-of-business information presentation and supplemental premium information
- Newer filing adds statement: 'Over time, the mix of our written premium base has evolved, and we expect it may continue to evolve, with a lower proportion attributable to homeowners insurance as we further diversify our portfolio across less catastrophe exposed lines of business'
- Newer filing adds: 'Our catastrophe reinsurance program supports property risks underwritten by us on behalf of our MGA and third-party MGAs'
- Newer filing adds: 'For business written by our MGA, we have strategically retained more risk in recent periods by scaling back proportional reinsurance' and 'Our MGA is primarily covered by standalone catastrophe XOL protection'
- Newer filing adds: 'The catastrophe bonds issued through Mountain Re Ltd. provide multi-year per occurrence coverage'
- Newer filing includes complete 'Results of Operations for the Three Months Ended March 31, 2026 and 2025' section with detailed financial tables and analysis not present in older filing
- Newer filing includes net earned premium table by line of business for Q1 2026 vs Q1 2025
- Newer filing includes detailed discussion of Commission Income, Net decrease and Service and Fee Income increase
- Removed:
- Older filing (2025-11-05) references Form 10-K for year ended December 31, 2024; newer filing references Form 10-K for year ended December 31, 2025
- Older filing describes 'one reportable segment' and references Note 17; newer filing removes segment reference
- Older filing includes 'Key Factors and Trends Affecting our Operating Results' section with subsections on regulatory impact and seasonality; newer filing does not include this section in the provided text
- Older filing includes 'Components of Results of Operations' section with detailed explanations of Gross Written Premium, Ceded Written Premium, Net Written Premium, Net Earned Premium, Commission Income, Service and Fee Income, and Net Investment Income; newer filing does not include these detailed component definitions in the provided text
- Older filing states 'Our MGA remains covered by standalone catastrophe XOL protection'; newer filing changes to 'Our MGA is primarily covered by standalone catastrophe XOL protection'
- Reworded:
- Older filing: 'We maintain a comprehensive reinsurance program to manage risk exposure, reduce earnings volatility, and safeguard capital. By ceding a portion of our underwriting risk to highly rated reinsurers and alternative capital providers, we limit the financial impact of catastrophe events.' Newer filing adds 'and large loss activity' after 'catastrophe events'
- Older filing: 'In addition to the program specific covers'; newer filing: 'In addition to the program-specific covers' (hyphenation added)
- Older filing: 'The catastrophe bonds issued through Mountain Re provide'; newer filing: 'The catastrophe bonds issued through Mountain Re Ltd. provide' (adds 'Ltd.')
- Older filing describes operations 'primarily in the United States'; newer filing states 'primarily in the United States' in overview but adds MGA-specific discussion
- Notes:
- Older filing text appears truncated at end of Service and Fee Income section; comparison limited to complete portions
- Newer filing MD&A section is also truncated in source material, ending mid-sentence in Service and Fee Income discussion
- Older filing includes 'Key Factors and Trends' and 'Components of Results of Operations' sections not fully present in newer filing excerpt; cannot confirm if these sections were removed or relocated
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 4 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 90 days · read to 2026-10-040 buys · 4 sells ($411433) — 3 selling insiders
- Last 180 days · read to 2026-10-040 buys · 8 sells ($910289) — 3 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-09-09. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about HIPO's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding HIPO as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 2,330,198
- Reported value $65,851,394
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 3 increased, 2 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about HIPO's institutional holders → See what each manager we track holds →
Short interest (FINRA)
HIPO had 871,330 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
HIPO had 3.30% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 5.67 days to cover at the same settlement.
- Reported short interest (shares) 871,330
- Short interest (% of shares outstanding) 3.30%
- Prior settlement (shares) 900,742
- Reported change -3.27%
- Days to cover (reported) 5.67
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does HIPPO HOLDINGS INC (HIPO) do?
Hippo Holdings Inc. is a technology-driven insurance company that provides homeowners and property insurance through a digital platform. The company utilizes data, machine learning, and proprietary analytical models to underwrite risks, manage claims, and distribute insurance products, including via its network of builders.
What sector is HIPPO HOLDINGS INC (HIPO) in?
HIPPO HOLDINGS INC (HIPO) is classified in the Financials sector. Its industry is Property & Casualty Insurance. It trades on NYSE.
Who are HIPPO HOLDINGS INC's (HIPO) competitors?
Notable peers of HIPPO HOLDINGS INC (HIPO) include Lemonade, Root, Allstate, State Farm and Progressive. This peer set is informational only — not financial advice.
Is HIPPO HOLDINGS INC (HIPO) overbought or oversold right now?
HIPPO HOLDINGS INC (HIPO) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 67, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on HIPO come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.