IBCP vs ISBA
IBCP: A Michigan-based regional bank holding company providing commercial, retail, and mortgage banking services with a focus on regional market growth. ISBA: A Michigan-based regional financial holding company focused on commercial and residential lending, wealth management, and community banking services.
Side-by-side fundamentals
| Metric | IBCP | ISBA | Edge |
|---|---|---|---|
| Price as of 2026-10-20 close | $36.33 | $37.23 | |
| Market cap | $807M | $284M | |
| P/E as of 2026-10-20 | 10.53 | 13.69 | IBCP lower |
| PEG as of 2026-10-20, 3-year EPS CAGR to FY2025 | 3.23 | n/a | |
| Net margin | n/a | n/a | |
| ROE FY2025, SEC XBRL | +13.6% | +8.2% | IBCP higher |
| ROA FY2025, SEC XBRL | +1.2% | +0.9% | IBCP higher |
| Revenue CAGR (3y) SEC XBRL | +0.5% | +4.4% | ISBA higher |
| Dividend yield as of 2026-09-03 | +3.1% | +2.9% | IBCP higher |
| Dividend streak (yrs) SEC XBRL | 12 | 17 | ISBA higher |
| Beta as of 2026-09-03 | 0.70 | 0.27 | |
| 1-year return as of 2026-10-20 close | +12.8% | +4.8% | IBCP higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-20.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.