LPRO vs TRU
LPRO: Open Lending provides an automated risk management and insurance-backed lending platform that helps financial institutions profitably originate loans to near-prime and non-prime auto borrowers. TRU: Global data and analytics company enabling credit risk, fraud mitigation, identity verification, and marketing decisions across financial services, insurance, retail, and government sectors.
Side-by-side fundamentals
| Metric | LPRO | TRU | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $3.14 | $75.40 | |
| Market cap as of 2026-07-23 | $372M | $14.5B | |
| P/E as of 2026-07-23 | n/a | 20.65 | |
| PEG as of 2026-07-23 | n/a | 1.56 | |
| Net margin as of 2026-07-23 | -6.0% | +14.9% | TRU higher |
| Gross margin as of 2026-07-23 | +77.2% | +58.8% | LPRO higher |
| Operating margin as of 2026-07-23 | -7.4% | +22.4% | TRU higher |
| ROE as of 2026-07-23 | -7.0% | +15.5% | TRU higher |
| ROA as of 2026-07-23 | -2.0% | +6.2% | TRU higher |
| Debt / equity as of 2026-07-23 | 1.10 | 1.18 | LPRO lower |
| Revenue growth (YoY) as of 2026-07-23 | +405.4% | +11.0% | LPRO higher |
| Revenue CAGR (3y) SEC XBRL | -19.6% | +7.2% | TRU higher |
| Dividend yield as of 2026-07-23 | n/a | +0.7% | |
| Dividend streak (yrs) SEC XBRL | n/a | 4 | |
| Beta as of 2026-07-23 | 2.24 | 1.54 | |
| 1-year return as of 2026-07-22 close | +28.2% | -18.2% | LPRO higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.