LPRO vs TRU
LPRO: Open Lending provides an automated risk management and insurance-backed lending platform that helps financial institutions profitably originate loans to near-prime and non-prime auto borrowers. TRU: TransUnion is a global provider of credit information and risk management solutions that empowers businesses and consumers to make informed financial decisions.
Side-by-side fundamentals
| Metric | LPRO | TRU | Edge |
|---|---|---|---|
| Price | $3.14 | $64.59 | |
| Market cap | $371M | $12.5B | |
| P/E as of 2026-10-08 | n/a | 17.04 | |
| Net margin FY2025, SEC XBRL | -4.5% | +10.0% | TRU higher |
| Gross margin FY2025, SEC XBRL | +76.9% | n/a | |
| Operating margin FY2025, SEC XBRL | -5.4% | +18.7% | TRU higher |
| ROE FY2025, SEC XBRL | -5.7% | +10.3% | TRU higher |
| ROA FY2025, SEC XBRL | -1.8% | +4.1% | TRU higher |
| Debt / equity as of 2026-09-03 | 1.10 | 1.15 | LPRO lower |
| Revenue growth (YoY) as of 2026-09-03 | +405.4% | +12.4% | LPRO higher |
| Revenue CAGR (3y) SEC XBRL | -19.6% | +7.2% | TRU higher |
| Dividend yield as of 2026-09-02 | n/a | +0.7% | |
| Dividend streak (yrs) SEC XBRL | 0 | 4 | TRU higher |
| Beta as of 2026-09-03 | 1.38 | 1.44 | |
| 1-year return | +39.6% | -18.5% | LPRO higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-07.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.