MFIN vs PRAA
MFIN: A specialty finance company driving growth through high-yield consumer recreation and home improvement lending, supplemented by strategic fintech lending partnerships. PRAA: A global leader in the acquisition and management of nonperforming loan portfolios, driving returns through disciplined collection strategies and proprietary data analytics.
Side-by-side fundamentals
| Metric | MFIN | PRAA | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $12.05 | $20.32 | |
| Market cap | $277M | $765M | |
| P/E as of 2026-10-08 | 9.09 | n/a | |
| Net margin FY2025, SEC XBRL | n/a | -25.4% | |
| Operating margin FY2025, SEC XBRL | n/a | -2.5% | |
| ROE FY2025, SEC XBRL | +8.5% | -31.1% | MFIN higher |
| ROA FY2025, SEC XBRL | +1.5% | -6.0% | MFIN higher |
| Debt / equity as of 2026-09-03 | 0.84 | 3.85 | MFIN lower |
| Revenue growth (YoY) as of 2026-09-03 | +28.5% | +10.5% | MFIN higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +7.5% | |
| Dividend yield as of 2026-09-03 | +4.7% | n/a | |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-03 | 0.64 | 1.27 | |
| 1-year return as of 2026-10-08 close | +21.5% | +45.8% | PRAA higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.