MQ vs PAYO
MQ: Marqeta is a modern, cloud-native platform enabling enterprises to rapidly issue and manage customized debit, prepaid, and credit card programs through flexible APIs and embedded payment infrastructure. PAYO: Payoneer provides a global financial platform that empowers businesses and freelancers to pay and get paid across borders with ease.
Side-by-side fundamentals
| Metric | MQ | PAYO | Edge |
|---|---|---|---|
| Price as of 2026-08-21 close | $16.36 | $7.11 | |
| Market cap as of 2026-08-24 | $1.7B | $2.4B | |
| P/E as of 2026-08-24 | 165.13 | 33.52 | PAYO lower |
| PEG as of 2026-08-24 | n/a | 1.05 | |
| Net margin as of 2026-08-24 | +1.5% | +6.8% | PAYO higher |
| Gross margin as of 2026-08-24 | +70.0% | +84.9% | PAYO higher |
| Operating margin as of 2026-08-24 | -1.9% | +11.7% | PAYO higher |
| ROE as of 2026-08-24 | +1.4% | +10.0% | PAYO higher |
| ROA as of 2026-08-24 | +0.7% | +0.9% | PAYO higher |
| Debt / equity as of 2026-08-24 | 0.00 | 0.00 | Tie |
| Revenue growth (YoY) as of 2026-08-24 | +22.4% | +7.2% | MQ higher |
| Revenue CAGR (3y) SEC XBRL | -5.8% | +18.8% | PAYO higher |
| Beta as of 2026-08-24 | 1.24 | 0.90 | |
| 1-year return as of 2026-08-21 close | -31.1% | +6.9% | PAYO higher |
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.