MQ vs PAYO
MQ: Marqeta is a cloud-native card issuing and payment processing platform that enables modern businesses to build and manage custom, scalable card programs. PAYO: Payoneer provides a global financial platform that empowers businesses and freelancers to pay and get paid across borders with ease.
Side-by-side fundamentals
| Metric | MQ | PAYO | Edge |
|---|---|---|---|
| Price as of 2026-10-21 close | $18.80 | $7.16 | |
| Market cap as of 2026-07-31 (share count; price 2026-10-21) | $2.0B | $2.4B | |
| P/E as of 2026-10-21 | 104.44 (earnings are mostly non-operating: 215% of trailing pre-tax income, to 2026-06-30) | 51.14 | |
| Net margin FY2025, SEC XBRL | -2.2% | +7.0% | PAYO higher |
| Gross margin FY2025, SEC XBRL | +70.0% | n/a | |
| Operating margin FY2025, SEC XBRL | -7.4% | +11.8% | PAYO higher |
| ROE FY2025, SEC XBRL | -1.8% | +10.4% | PAYO higher |
| ROA FY2025, SEC XBRL | -0.9% | +0.8% | PAYO higher |
| Revenue growth (YoY) FY2025, SEC XBRL | +23.3% | +7.7% | MQ higher |
| Revenue CAGR (3y) SEC XBRL | -5.8% | +18.8% | PAYO higher |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-03 | 0.63 | 1.33 | |
| 1-year return as of 2026-10-21 close | +0.9% | +18.7% | PAYO higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.