MARQETA INC CLASS A (MQ)
Financials · payment processing and fintech infrastructure · NASDAQ
Marqeta is a cloud-native card issuing and payment processing platform that enables modern businesses to build and manage custom, scalable card programs.
What MARQETA INC CLASS A does
Marqeta provides a cloud-native, open application programming interface (API) platform that enables companies to issue payment cards and manage card programs. The company's technology facilitates physical, virtual, and tokenized card issuance, providing businesses with control over card program configuration, authorization, and settlement processes.
Themes: fintech infrastructure, payments modernization, B2B payments, card issuing as a service
Fundamentals
- Price$17.44 as of 2026-10-08 close
- Market cap$1.8B as of 2026-07-31 (share count; price 2026-10-08)
- 1-year return-14.3% 2025-10-08 close $20.36 → 2026-10-08 close $17.44
- P/E177.60 as of 2026-10-08
- Net margin-2.2% FY2025, SEC XBRL
- Gross margin+70.0% FY2025, SEC XBRL
- ROE-1.8% FY2025, SEC XBRL
- Debt / equity0.00 as of 2026-09-03
- Revenue growth (YoY)+22.4% as of 2026-09-03
- Revenue CAGR (3y)-5.8% SEC XBRL
- Beta0.62 as of 2026-09-03
- Last reported earnings2026-08-04 SEC EDGAR Form 8-K (Item 2.02)
How MQ compares in its sector
- price-to-earnings ratiotop 10% 513 covered Financials peers, as of 2026-10-08
- net profit marginbottom 10% 344 covered Financials peers, as of 2026-09-03
- operating marginbottom 10% 122 covered Financials peers, as of 2026-09-03
- gross margintop 25% 32 covered Financials peers, as of 2026-09-03
- return on equitybottom 10% 559 covered Financials peers, as of 2026-09-03
- 3-year revenue CAGRbottom 10% 347 covered Financials peers
- free cash flow (absolute dollars, latest fiscal year)middle range 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
How MARQETA INC CLASS A looks technically
MARQETA INC CLASS A (MQ) is trading 4.6% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed below its 200-day average about 220 trading days ago — a "death cross", a bearish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 13, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 61, neither overbought (above 70) nor oversold (below 30). It just made a new 20-day high, its first since 2026-08-04, pushing above its recent trading range. It is 21.7% below its highest point of the past year.
Trend
9
| Distance from the 200-day | it is trading 4.6% above its 200-day average, the long-term trend line — a longer-term uptrend | +4.6% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $16.42 | $16.42 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $16.68 | $16.68 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 20 calendar days ago — the swings before that are what the structure reading is measured on | 20 sessions |
| Wave structure | its recent swings can be read as a completed three-part downward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes below 15.49. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible three-wave downward correction, complete (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 220 trading days ago — a "death cross", a bearish long-term signal | 220 sessions |
| Above the 200-day after a dip | it recently dipped to its 200-day average (the long-term trend line) and has since climbed back above it — now about 4.6% above | +4.6% |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 13, below the 25 that marks a real trend) | 12.8 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 61, neither overbought (above 70) nor oversold (below 30) | 60.9 |
|---|---|---|
| Position in its 14-day range | it is trading right at the top of its 14-day range ($15.53 to $17.47) — its "stochastic" reading is 98 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 98.5 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in positive territory (momentum leaning bullish) | 11 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $22.28 | $22.28 |
|---|---|---|
| From the 52-week high | it is 21.7% below its 52-week high (its highest price of the past year) | -21.7% |
| Above the 52-week low | it is 17.8% above its 52-week low (its lowest price of the past year) | +17.8% |
| Below the 52-week high | it is 21.7% below its highest point of the past year | 21.7% |
| Since a 20-day breakout | it just made a new 20-day high, its first since 2026-08-04, pushing above its recent trading range | 1 session |
| Since a 55-day breakout | it made a new 55-day high about 51 trading days ago | 51 sessions |
| All-time high | its highest closing price on record is $151.60 (set on 2021-10-27) | $151.60 |
| Given back of the 52-week move | over the past year its closes ranged ($15.04 to $20.36), and it has recovered around half of its fall from last year’s high — 45% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $18.33 to $18.50. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 45.1% |
| From the all-time high | it is 88.5% below its all-time high | -88.5% |
| Nearest price level | it is sitting right on a resistance level at $17.51 — a price it turned at five times since 2025-02-27, most recently on 2026-07-02. Since 2024-10-08 it has 8 such levels below the current price and 5 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +0.4% |
| All-time low | its lowest closing price on record is $13.48 (set on 2024-11-05) | $13.48 |
| Above the all-time low | it is 29.4% above its all-time low | +29.4% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 35th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.5578 between its high and its low — about 3.2% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.5578 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $15.41 and $17.57 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $15.41 – $16.49 – $17.57 |
| Typical daily range (% of price) | its price moves about 3.2% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 3.2% |
| Stretch from the 200-day average | it is trading 1.4 daily ranges above its 200-day average price (4.6% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 1.4 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.28× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
1
| Since a doji | 6 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 6 sessions ago |
|---|
Price gaps
2
| Gap at the open | it opened on 2026-10-08 0.6% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -0.6% |
|---|---|---|
| Gap filled | a 3.0% gap up opened on 2026-08-05 has been "filled" 45 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 45 sessions ago |
Price streaks
1
| Closing streak | it has closed higher 2 sessions in a row, a +5.38% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 2 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 6.2 percentage points (the stock gained 7.3% while the market gained 1.0%) | +6.2% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 9.1 percentage points (the stock gained 13.0% while the market gained 3.8%) | +9.1% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 8.5 percentage points (the stock gained 9.0% while the market gained 17.5%) | -8.4% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 29.3 percentage points (the stock lost 14.3% while the market gained 15.0%) | -29.3% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: trading above its 200-day average, a fresh 20-day high, MACD momentum is positive, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, lagging the market over 6 months, near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast | 3 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 4.0% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is thin, spanning 1.3% of the share price, which is taken to mean a barrier that gives way easily. | +4.0% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 5% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $16.54 — a volume-weighted average of daily closes over 192 sessions, not a true tick-by-tick VWAP. | +5.4% |
|---|---|---|
| Vs the average paid since it last reported | the price is 6% above the average price paid since it last reported on 2026-08-04 (its 10-Q), so the typical buyer over that stretch is showing a gain. That average is $16.46 — a volume-weighted average of daily closes over 47 sessions, not a true tick-by-tick VWAP. | +5.9% |
Double bottom, bullish — broke out · entry $16.98 · 36 sessions in
Price levels it has turned at before
MQ last closed at $17.44 on 2026-10-08. Since 2024-10-08 it has turned at 8 prices below its last close and 5 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $17.51 | Resistance | 0.4% above the last close | turned there five times · 2025-02-27 to 2026-07-02 |
| $17.14 | Support | 1.7% below the last close | turned there four times · 2024-11-12 to 2026-09-03 |
| $18.00 | Resistance | 3.2% above the last close | turned there four times · 2025-10-17 to 2026-07-17 |
| $16.70 | Support | 4.2% below the last close | turned there five times · 2024-11-25 to 2026-08-24 |
| $18.50 | Resistance | 6.1% above the last close | turned there four times · 2025-11-18 to 2026-08-05 |
| $16.20 | Support | 7.1% below the last close | turned there twice · 2025-01-30 to 2026-06-16 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a three-part downward correction — the A-B-C shape chartists use for a pullback — now complete.
This labelling fails — stops being a possible reading at all — if it closes below $15.49.
It is the only labelling that fits these swings, though its proportions are not the textbook ones. It was chosen from 3 labellings that survived the rules, counting shorter readings of the same bars.
This reading has stood for 10 trading days, since 2026-09-25.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Tested and reclaimed 200-day support · Pulled back from the 12-month high · Broke out to a new 20-day high · trendless / choppy (low ADX) · lagging the market | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Mean price target$20.50 range $17.00 – $28.00; median $19.50
Analyst estimates, as of 2026-10-03. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for MQ
- Consensus EPS estimate$0.05 next reporting period, as of 2026-10-03
- Estimate change, 30 days$0.00 from $0.05, on 2026-08-29, 35-day window
- Readings revised upward25% of 8 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Dependence on relationships with Issuing Banks and Card Networks.","Risks associated with scaling new products, such as their credit card platform.","Intense competition in a rapidly changing payments environment."]
What changed in the latest 10-Q
AI-assisted comparison of MQ's 10-Q filed 2026-05-05 against the prior one filed 2025-11-05.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing references '2025 Annual Report' instead of '2024 Annual Report' in forward-looking statements section
- Newer filing adds 'bank, network, and card program management' as separate service offering category in Overview
- Newer filing restructures service offerings into four categories: Processing, Bank and Network Management, Program Management, and Value Added Services
- Newer filing explicitly lists Value Added Services including 'tokenization, real-time decisioning and fraud management, digital banking'
- Newer filing presents Q1 2026 vs Q1 2025 comparison data with single quarter metrics
- Newer filing shows TPV of $112,360M for Q1 2026 and $84,472M for Q1 2025
- Newer filing shows Net income of $7,834K for Q1 2026 (compared to loss of $(8,260)K in Q1 2025)
- Newer filing shows Adjusted EBITDA of $33,338K for Q1 2026 and $20,081K for Q1 2025
- Removed:
- Older filing's specific references to 'Managed By Marqeta (MxM)' and 'Powered By Marqeta (PxM)' branding removed
- Older filing's detailed description of MxM services including 'dispute management, fraud scoring, card fulfillment, reconciliation, and cardholder support services' replaced with consolidated Program Management category
- Older filing's discussion of modularity allowing customers to 'incorporate some elements of MxM into their card program' removed
- Older filing presents nine-month and quarterly comparison data (Q3 2025 vs Q3 2024, and nine months ended Sept 30)
- Older filing's reference to 'executive chairman long-term performance award' in Adjusted EBITDA calculation removed
- Older filing's income tax language changed from 'income tax expense' to 'income tax expense (benefit)' in newer filing
- Reworded:
- Overview section: 'robust card program management' changed to 'robust bank, network, and card program management and value added services'
- Service offerings structure completely reorganized from two primary models (MxM and PxM) to four service categories (Processing, Bank and Network Management, Program Management, Value Added Services)
- Adjusted EBITDA definition: removed reference to 'executive chairman long-term performance award' and added '(benefit)' to income tax expense language
- Annual report reference updated from 2024 to 2025 in forward-looking statements disclaimer
- Notes:
- Older filing text appears truncated at end of Adjusted EBITDA definition; newer filing also appears truncated but at different point; full reconciliation section not fully visible in either version
- Comparison involves different reporting periods (Q1 2026 vs Q1 2025 in newer filing versus Q3 2025 vs Q3 2024 plus nine-month data in older filing), making direct period-to-period metric comparison not directly equivalent
- Service offering restructuring appears substantial but represents reorganization of existing services into different categorical framework rather than introduction of entirely new services
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 5 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 30 days · read to 2026-10-040 buys · 2 sells ($31903) — 2 selling insiders
- Last 90 days · read to 2026-10-040 buys · 5 sells ($75548) — 2 selling insiders
- Last 180 days · read to 2026-10-040 buys · 16 sells ($760387) — 5 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-09-16. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about MQ's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Short interest (FINRA)
MQ had 4,624,052 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for MQ because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 4,624,052
- Prior settlement (shares) 4,870,641
- Reported change -5.06%
- Days to cover (reported) 7.37
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Stripe
- Adyen (ADYEN)
- Fiserv
- FIS (FIS)
- Global Payments (GPN)
- Galileo Financial Technologies (a subsidiary of SoFi)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare MQ vs…
Frequently asked questions
What does MARQETA INC CLASS A (MQ) do?
Marqeta provides a cloud-native, open application programming interface (API) platform that enables companies to issue payment cards and manage card programs. The company's technology facilitates physical, virtual, and tokenized card issuance, providing businesses with control over card program configuration, authorization, and settlement processes.
What sector is MARQETA INC CLASS A (MQ) in?
MARQETA INC CLASS A (MQ) is classified in the Financials sector. Its industry is payment processing and fintech infrastructure. It trades on NASDAQ.
Who are MARQETA INC CLASS A's (MQ) competitors?
Notable peers of MARQETA INC CLASS A (MQ) include Stripe, Adyen, Fiserv, FIS and Global Payments. This peer set is informational only — not financial advice.
Is MARQETA INC CLASS A (MQ) overbought or oversold right now?
MARQETA INC CLASS A (MQ) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 61, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on MQ come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.