NCNO vs QTWO
NCNO: nCino embeds AI-driven intelligence and workflow automation into a unified cloud platform that helps financial institutions consolidate legacy systems and transform lending, account management, and operations. QTWO: Q2 Holdings provides a comprehensive cloud-based digital transformation platform that powers digital banking and lending experiences for financial institutions and fintechs.
Side-by-side fundamentals
| Metric | NCNO | QTWO | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $18.46 | $60.87 | |
| Market cap as of 2026-08-03 | $2.0B | $3.8B | |
| P/E as of 2026-08-03 | 153.58 | 55.77 | QTWO lower |
| PEG as of 2026-08-03 | 6.27 | 0.02 | QTWO lower |
| Net margin as of 2026-08-03 | +2.2% | +9.0% | QTWO higher |
| Gross margin as of 2026-08-03 | +61.6% | +55.6% | NCNO higher |
| Operating margin as of 2026-08-03 | +4.3% | +8.0% | QTWO higher |
| ROE as of 2026-08-03 | +1.3% | +11.9% | QTWO higher |
| ROA as of 2026-08-03 | +0.8% | +5.5% | QTWO higher |
| Debt / equity as of 2026-08-03 | 0.32 | 0.50 | NCNO lower |
| Revenue growth (YoY) as of 2026-08-03 | +9.6% | +14.0% | QTWO higher |
| Revenue CAGR (3y) SEC XBRL | +13.4% | +12.0% | NCNO higher |
| Beta as of 2026-08-03 | 0.95 | 1.19 | |
| 1-year return as of 2026-07-31 close | -33.9% | -25.0% | QTWO higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.