NCNO vs QTWO
NCNO: nCino provides a cloud-based operating system that digitizes and automates essential banking workflows for financial institutions globally. QTWO: Q2 Holdings provides a comprehensive cloud-based digital transformation platform that powers digital banking and lending experiences for financial institutions and fintechs.
Side-by-side fundamentals
| Metric | NCNO | QTWO | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $19.68 | $58.69 | |
| Market cap | $2.1B | $3.7B | |
| P/E as of 2026-10-08 | 163.73 | 42.56 | QTWO lower |
| Net margin | +0.9% | +6.5% | QTWO higher |
| Gross margin | +60.6% | +54.1% | NCNO higher |
| Operating margin | +0.6% | +5.0% | QTWO higher |
| ROE | +0.5% | +7.9% | QTWO higher |
| ROA | +0.3% | +4.1% | QTWO higher |
| Debt / equity as of 2026-09-03 | 0.32 | 0.00 | QTWO lower |
| Revenue growth (YoY) as of 2026-09-03 | +9.6% | +13.9% | QTWO higher |
| Revenue CAGR (3y) SEC XBRL | +13.4% | +12.0% | NCNO higher |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-03 | 0.95 | 1.15 | |
| 1-year return as of 2026-10-08 close | -24.6% | -8.7% | QTWO higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.