NRDS vs SOFI
NRDS: A personal finance digital platform providing educational content, product comparison tools, and professional financial services to help users make informed money decisions. SOFI: An integrated digital financial services "everything app" offering consumer banking, lending, investment products, and enterprise-grade technology infrastructure.
Side-by-side fundamentals
| Metric | NRDS | SOFI | Edge |
|---|---|---|---|
| Price as of 2026-10-21 close | $10.45 | $14.90 | |
| Market cap | $668M | $19.2B | |
| P/E as of 2026-10-21 | 11.61 | 30.41 | NRDS lower |
| Net margin FY2025, SEC XBRL | +5.8% | +77.7% | SOFI higher |
| Operating margin FY2025, SEC XBRL | +7.8% | n/a | |
| ROE FY2025, SEC XBRL | +13.0% | +4.6% | NRDS higher |
| ROA FY2025, SEC XBRL | +10.6% | +1.0% | NRDS higher |
| Revenue growth (YoY) FY2025, SEC XBRL | +21.7% | +23.1% | SOFI higher |
| Revenue CAGR (3y) SEC XBRL | +15.8% | +18.0% | SOFI higher |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-03 | 1.14 | 2.34 | |
| 1-year return as of 2026-10-21 close | -9.4% | -48.2% | NRDS higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.