OPRT vs RM
OPRT: Oportun is a digital financial inclusion platform that provides AI-driven personal loans and automated savings solutions to underserved Americans excluded from traditional banking. RM: Regional Management is a consumer finance company providing installment loans and related credit insurance products to underserved borrowers who have limited access to traditional banking services.
Side-by-side fundamentals
| Metric | OPRT | RM | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $5.54 | $32.27 | |
| Market cap as of 2026-08-03 | $253M | $298M | |
| P/E as of 2026-08-03 | 14.96 | 6.55 | RM lower |
| PEG as of 2026-08-03 | n/a | 0.18 | |
| Net margin as of 2026-08-03 | +4.5% | +7.4% | RM higher |
| Gross margin as of 2026-08-03 | n/a | +100.0% | |
| Operating margin as of 2026-08-03 | +8.7% | +22.9% | RM higher |
| ROE as of 2026-08-03 | +4.6% | +13.2% | RM higher |
| ROA as of 2026-08-03 | +0.6% | +2.4% | RM higher |
| Debt / equity as of 2026-08-03 | 6.83 | 4.30 | RM lower |
| Revenue growth (YoY) as of 2026-08-03 | +22.7% | +10.5% | OPRT higher |
| Revenue CAGR (3y) SEC XBRL | +0.1% | +8.4% | RM higher |
| Dividend yield as of 2026-08-03 | n/a | +3.7% | |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-08-03 | 1.55 | 1.12 | |
| 1-year return as of 2026-07-31 close | -9.6% | -2.9% | RM higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.