OPRT vs RM
OPRT: A financial services platform using proprietary AI and machine learning to provide responsible, affordable credit to underserved consumers. RM: Regional Management is a consumer finance company providing installment loans and related credit insurance products to underserved borrowers who have limited access to traditional banking services.
Side-by-side fundamentals
| Metric | OPRT | RM | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $8.66 | $33.92 | |
| Market cap | $398M | $313M | |
| P/E as of 2026-10-08 | 23.39 | 7.15 | RM lower |
| Net margin FY2025, SEC XBRL | +2.6% | +6.9% | RM higher |
| ROE FY2025, SEC XBRL | +6.5% | +11.9% | RM higher |
| ROA FY2025, SEC XBRL | +0.8% | +2.1% | RM higher |
| Debt / equity as of 2026-09-02 | 6.83 | 4.42 | RM lower |
| Revenue growth (YoY) as of 2026-09-02 | +22.7% | +9.6% | OPRT higher |
| Revenue CAGR (3y) SEC XBRL | +0.1% | +8.4% | RM higher |
| Dividend yield as of 2026-09-02 | n/a | +3.8% | |
| Dividend streak (yrs) SEC XBRL | 0 | 6 | RM higher |
| Beta as of 2026-09-02 | 1.60 | 1.06 | |
| 1-year return as of 2026-10-08 close | +58.9% | -13.0% | OPRT higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.