OPRT vs SOFI
OPRT: A financial services platform using proprietary AI and machine learning to provide responsible, affordable credit to underserved consumers. SOFI: An integrated digital financial services "everything app" offering consumer banking, lending, investment products, and enterprise-grade technology infrastructure.
Side-by-side fundamentals
| Metric | OPRT | SOFI | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $8.66 | $15.61 | |
| Market cap | $398M | $20.2B | |
| P/E as of 2026-10-08 | 23.39 | 32.96 | OPRT lower |
| Net margin FY2025, SEC XBRL | +2.6% | +77.7% | SOFI higher |
| ROE FY2025, SEC XBRL | +6.5% | +4.6% | OPRT higher |
| ROA FY2025, SEC XBRL | +0.8% | +1.0% | SOFI higher |
| Debt / equity as of 2026-09-02 | 6.83 | 0.30 | SOFI lower |
| Revenue growth (YoY) as of 2026-09-02 | +22.7% | n/a | |
| Revenue CAGR (3y) SEC XBRL | +0.1% | +18.0% | SOFI higher |
| Dividend yield | n/a | n/a | |
| Dividend streak (yrs) SEC XBRL | 0 | 0 | Tie |
| Beta as of 2026-09-02 | 1.60 | 2.33 | |
| 1-year return as of 2026-10-08 close | +58.9% | -44.3% | OPRT higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.